GMF - Guaranteed Maturity Fund

  • The guaranteed maturity fund at any duration is that amount which, together with future guaranteed maturity premiums, will mature the policy based on all policy guarantees at issue.

NAIC - Universal Life Insurance Model Regulation (#585): - 22p

  • Shane Chalke
  • ULMR – Universal Life Insurance Model Regulation – MDL-585 – NAIC
    • ULMR - Universal Life Insurance Model Regulation - MDL-585 -NAIC - 22p
    • ULMR – Universal Life Insurance Model Regulation – MDL-585 – NAIC – Citations
    • ULMR – Universal Life Insurance Model Regulation – MDL-585 – NAIC – Snippets
  • GMP - Guaranteed Maturity Premium
    • "Every universal life insurance policy of which the drafters are aware has a “net level premium” that could be computed which would guarantee permanent protection."
      • As a result, it is expected that most universal life insurance policies will be sold as permanent plans."
  • GMF - Guaranteed Maturity Fund
    • The guaranteed maturity fund at any duration is that amount which, together with future guaranteed maturity premiums, will mature the policy based on all policy guarantees at issue.
  • r-ratio
    • "The letter “r” is equal to one, unless the policy is a flexible premium policy and the policy value is less than the guaranteed maturity fund, in which case “r” is the ratio of the policy value to the guaranteed maturity fund." 
  • 2004 - AP - Universal Life Insurance - Aspects of the Cash Value Development, by Martin Birkenheier - 146p