New Money / Portfolio Money Investment Generation Method At a SOA Annual Meeting maybe 15 years ago or more, a speaker challenged anyone in the audience to tell him that a portfolio illustration was exactly comparable to a new money illustration. He wanted to make it clear, then and there, that anyone who was willing…

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A. L. Williams Primerica – A.L. Williams – Index Insurance Regulators – Associated with A.L. Williams / Primerica Texas 1979 to 1987 – Lyndon L. Olson Jr. 1994 0501 – NYT – Mischief Under the Travelers Umbrella, By Michael Quint – [link]  Georgia 1971-?-1985 – Johnnie Caldwell 1955-1970 – Georgia House of Representatives   1987 0721 -…

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Baldwin-United Baldwin-United Corporation, a large financial services conglomerate headquartered in Cincinnati, Ohio Baldwin-United – Legal Cases  MDL-581 – LC – Baldwin-United – [BonkNote] [Bonk: Contagion-?] In the meantime, a movement was afoot within the life insurance industry led by Metropolitan Life Insurance Company, as well as the securities brokerage industry, to put together an enhanced rehabilitation…

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Issues and Debates ABCDEFGHIJKLMNOPQRSTUVWXYZ# A As long as you pay the premium Back to top B Bait and Switch BTID – Buy Term Invest the Difference Back to top C Change Without Damage Commissions Companies Changing Systems Complaints Confusing to People Confusion Copy of Q: How Can Universal Life Insurance Be Classified? Permanent / Whole…

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Academic Papers 1900-1959 1905 – AP – The Cost of Life Insurance, Allan H. Willett – 25p 1928 – AP – The Investment Element in Life-Insurance Contracts – Business, by S. H. Nerlove – 22p  1929 – AP – The Life Insurance Actuary and his Mathematics – Math, by Raymond V. Carpenter – 9p  1941…

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Law Reviews 1900-1939 1919 – LR – The Delivery of A Life-Insurance Policy, by Edwin W. Patterson – 26p 1940-1949 1943 – LR – Contracts of Adhesion Some Thoughts About Freedom of Contract, by Friedrich Kessler – 15p 1946 – LR – Regulation of the Insurance Business and Public Law No. 15, by Herbert H.…

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Education The educational task is huge, and it’s not just with the customers; it’s with our agents also.  I would say to all of you that if you think that you don’t have any customers or any agents who fail to understand what a nonguaranteed illustration really means, you’re kidding yourself. —  Walter Miller – <Prudential>…

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1981-2 For example, the survey of 15 insurers conducted by the Council shows that during the first 4 months of 1981, gross loans made averaged slightly more than $600 million per month, somewhat less than the same period in 1980 but substantially higher than the same period in 1979. These periodic spurts of borrowing have…

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