August 2020 – Page 8

Junk Bonds Junk Bonds – Media 1994 – AP – Fraine’s Neglected Findings: Was Hickman Wrong?, by Martin S. Fridson, Financial Analysts Journal, Vol. 50, No. 5 (Sep. – Oct., 1994), pp. 43-53 (11 pages) – JSTOR NBER, Study Executive Life Drexel Burnham edwardbetts.com/monograph/junk_bonds I found it interesting that a number of small stock companies…

Unfair Trade Practices Subgroup on the Unfair Trade Practices Act – NAIC Model Regulation for Complaint Records to be Maintained Pursuant to the NAIC Unfair Trade Practices Act (#884) GOV – NAIC – Strong Unfair Trade Law 1988 – LR – Consumer Protection – The Unfair Trade Practices Act and the Insurance Code: Does Per…

Unauthorized Practice of Law “National Conference of Lawyers and Life Insurance Companies” ABA – American Bar Association Unauthorized Practice of Law 1951 – LR – The Bar and the Unauthorized Practice of Law: A Survey – 13p 1955 – LR – The Unauthorized Practice Controversy, A Struggle Among Power Groups, Quintin Johnstone – 57p 1964 – LR…

Lapse-Supported Glenn Daily is particularly irate about what the industry calls “lapse supported pricing,” which is used in illustrations to show higher cash values in later years. Actuaries who use this technique know that only half the people who buy policies will still have them after seven years. After 20 years, only about 25 percent…

1960s – SOA – Society of Actuaries 1960 – SOA – Premiums and Dividends for Individual Ordinary Insurance, Society of Actuaries – 30p 1960 – SOA – The Life Insurance Company Income Tax Act of 1959, Society of Actuaries – 24p 1961 – SOA – Marketing Trends, Society of Actuaries – 10p A. What steps can life insurance…

Find acli” “inaccurate” “irresponsible” – New York Insurance Commissioner – re: Actuarial Guideline 38 (AG 38) 1988 0927 – GOV (House) – Certain Aspects of Life Insurance Taxation ⇒ [PDF-233p-GooglePlay (p64) – Standard and Poor’s study of municipal bond defaults in the 1990s, bonds for the three major types of conduit bond issue https://www.sec.gov/rules/final/2013/34-70462.pdf [Corrected…

DOL – Department of Labor DOL Fiduciary Rule ERISA – Employee Retirement Income Security Act of 1974 2006 – DOL – Proposed Rule – Default Investment Alternatives under Participant Directed Individual Account Plans Comments – dol.gov/agencies/ebsa/laws-and-regulations/rules-and-regulations/public-comments/1210-AB10 2008 – DOL – Proposed Rule – Investment Advice – Participants And Beneficiaries NPRM Comments – dol.gov/agencies/ebsa/laws-and-regulations/rules-and-regulations/public-comments/1210-AB13-2 2008 1006…

Lincoln Life We designed commission rules that anticipated a relatively large number of rollovers of existing policies;. ..full commissions are paid provided the new Universal Life face amount is at least two times the face amount of the replaced policy. — Phillip B. Norton, not a member of the Society, is Vice President of The…

Fidelity Union Life James Collins (R-TX) Former member of the U.S. House of Representatives Father, Carr Collins Sr., founded the Fidelity Union Life Carr Collins Sr. W. Lee O’Daniel, Texas Governor / US Senator – pics 1979 – LC – Perry v. Fidelity Union – Google Scholar wikipedia.org/wiki/Fidelity_Union_Life_Insurance_Company The ranking Republican on the subcommittee Rep James…

Walker v. LSW – Life Insurance Company of the Southwest 2000s – LC – Walker vs. LSW – Life Insurance Company of the Southwest — [BonkNote] 2000s – LC – Walker vs. LSW – Life Insurance Company of the Southwest – Index DocketBird – [link] Pacer – Docket Sheet ia800306.us.archive.org/1/items/gov.uscourts.cacd.488775/ lifeinsuranceconsumeradvocacycenter.org/?s=walker lswclassaction.com/ lswclassaction.com/Home/FAQ#faq9 The fact…