Based On 2013 1219 – Cost of Insurance Litigation – Insurers Retain Discretion to Set COI Rates in Two Key Victories – [link] 2019 0425 – American Bar Association – “Based on” What? Courts Split over Cost of Insurance Rates, Steuart H. Thomsen, Phillip E. Stano, and Wilson G. Barmeyer – [link] 2013 – LC – Norem…

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Bonk – Tools 4k Video Downloader 4k Youtube to mp3 Adobe Premiere Elements 2019 Audacity Mindmap OneNote Scrivener TunesKit WebCopy Wondershare https://escholarship.org/ archive.org https://free.law/ https://www.courtlistener.com/ https://cvn.com/   Selections – Document, no notes, ex. NAIC Proceedings NAIC – Selections Snippets – Word or Concept or Event or Document, Collection Other Word Docs OneNotes BookNotes Excel Mindmaps…

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Courts Court of Appeals uscourts.gov/ Case Video Archive History of Cameras in Courts

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Court of Appeals uscourts.gov/about-federal-courts/court-role-and-structure/about-us-courts-appeals ca3.uscourts.gov/oral-argument-recordings ca3.uscourts.gov/oral-argument-recordings-video ca4.uscourts.gov/oral-argument/listen-to-oral-arguments ca9.uscourts.gov/media/ 5th Circuit Court of Appeals 2013 – Johnston & Johnston v. Conseco ca5.uscourts.gov/Opinions/pub/13/13-30010-CV0.pdf 13-30010 09/05/2013 Johnston & Johnston v. Conseco Life Insurance Co.   MP3 2013 0423 – Legal Case – Johnston and Johnston v Conseco 13-30010_Documents ACLI AMICUS BRIEF – 48p http://www.bonknote.com/wp-content/uploads/11-2013-Johnston-and-Johnston-v-Conseco.mp3 http://www.bonknote.com/wp-content/uploads/12-2013-Johnston-and-Johnston-v-Conseco.mp3 http://www.bonknote.com/wp-content/uploads/13-2013-Johnston-and-Johnston-v-Conseco.mp3 http://www.bonknote.com/wp-content/uploads/14-2013-Johnston-and-Johnston-v-Conseco.mp3 http://www.bonknote.com/wp-content/uploads/15-2013-Johnston-and-Johnston-v-Conseco.mp3…

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2007-1 2. Discussion on Committee Charge to Review Consumer Guides Executive Director McPeak discussed the Committee’s charge to review and revise, as necessary, the Buyer’s Guides to Fixed Deferred Annuities in conjunction with Appendix A of the Annuity Disclosure Model Regulation and the Life Insurance Buyer’s Guide in conjunction with Appendix A of the Life…

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Consumer Education <1> We want you to know that Financial Education is important, but that many other groups are better situated to design deliver and evaluate education than NAIC is.   We think NAIC’s most important role in Retirement Security is to make sure that consumers can safely buy well-designed insurance products in stable insurance markets.…

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Accountability Second, it was observed that ….. there is virtually no accountability for any of the participants in the sale, ..not for the company, not for the agent, and interestingly, the white paper discussed accountability on the part of the purchaser as well. —  Robert E. Wilcox,  Utah Insurance Commissioner and Chairman of the Life Disclosure Working…

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NOW THEN https://www.bonknote.com/wp-content/uploads/30-Saylers-v-MetLife-how-does-this-whole-system-work-agency.mp4 Saylers-v-MetLife So, how does this whole system work? Industry Reputation Market Conduct/ Complaints/ Lawsuits Product Performance- Universal Life Consumer Accountability Disclosure Sales Process Plan of Insurance  Interest Variability Premium Coverage Period- Universal Life Premium –  Universal Life Benefits – Universal Life Compare Contrast: Pricing – Life Insurance vs Car Insurance Non-guaranteed Elements…

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