Valmark valmarkfg.com/site/ Lawrence J. Rybka – Chairman and CEO Valmark Financial Group youtube.com/channel/UCgG0yMvQz4R3rn5FRapLoyA/playlists

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Non-Traditional NON-TRADITIONAL LIFE INSURANCE PRODUCTS NTNI – Nontraditional and Non-insurance – IAIS Non-Traditional Risks The obvious question that springs to mind when asked to consider non-traditional life products is what is meant by “non-traditional”? Upon reflection, virtually every product of significance in today’s market can be termed non-traditional in one way or another. — Trevor…

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ACLI – Federal Register The suggested rule keys this additional exemptive relief to a “guideline annual premium.” This concept is defined as the level annual premium, payable to the highest attained age at which a premium may be paid, that would provide the future benefits under the policy based on (i) the 1958 Commissioners’ Standard Ordinary…

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ACLI – Legal Cases ACLI – Amicus Briefs Nonguaranteed Elements: Cost Of Insurance Vogt v. State Farm Life (W.D. Mo. Apr. 10, 2018) 1997 – LC – American Council of Life Insurance v. Ludwig Date Filed: March 31st, 1998 Citations: 1 F. Supp. 2d 24 Docket Number: 1:97-cr-00033 courtlistener.com/opinion/2569890/american-council-of-life-insurance-v-ludwig/ youtube.com/watch?v=W-bvZ_pV79o 2002 0804 – ThinkAdvisor -…

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Daniel Tarullo fraser.stlouisfed.org/title/statements-speeches-daniel-k-tarullo-910?browse=2000s Tarullo, D. K. (2008): Banking on Basel: The Future of International Financial Regulation. Peterson Institute for International Economics Washington, DC, August.  “Insurance Companies and the Role of the Federal Reserve,” Speech by Federal Reserve Governor Daniel K. Tarullo (May 20, 2016) –  https://www.federalreserve.gov/newsevents/speech/tarullo20160520a.htm. 2014 0909 – GOV (Senate) – Wall Street Reform:…

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What Did I Buy? 2003 0313 – A survey last year by the National Association of Insurance Commissioners found that only 28 percent of people with insurance — life, auto, home, health or disability — really understood the details of their coverage. The Washington Post – [LINK] Senator, I understand that this is a burden,…

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Rate Regulation Rate regulation is not an issue that pertains to the life market. — William Fisher, ACLI / Vice President and Associate General Counsel for the Massachusetts Mutual Life Insurance Company, on behalf of the American Council of Life Insurers 2001 0621 – GOV (House) – Insurance Product Approval: The Need for Modernization, Richard…

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Financial Services Roundtable (p20) / 01:00:00 – I heard the consistency on the panel that there is no call here for a new regulator or super regulator to take the place, but rather someone to connect the dots.  (p21) – It is that connecting the dots’ system that we are calling for, not a new…

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Martin Frankel 2000 – LC – Insurance Commissioners v. Martin Frankel – 3:00-cv-359L Complaint – 31p 2000 09 – GAO – Scandal Highlights Need for Strengthened Regulatory Oversight – 80p 2000 0919 – GOV (House) – Improving Insurance for Consumers—Increasing Uniformity And Efficiency In Insurance Regulation – [PDF-111p] Terri Vaughan, John Dingell 2002 0227 -…

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Government Hearings – 1995 1995 0404 and 0726 – GOV (Senate) – Punitive Damages: Tort Reform and FDA Defenses, Orrin Hatch (R-UT) [PDF-197p-GooglePlay] Senate – Committee on the Judiciary 11 Gallant v . Prudential, Barbour County, Alabama, Trial Transcript at 647, April 6, 1994 1995 0522 – GOV (House) – Insurance State’s and Consumer’s Rights…

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