Archive for August 2021
Paul DeAngelo
Paul DeAngelo New Jersey Insurance Commissioner Prudential Multi-State Task Force NAIC Replacements Group
Read MoreInformation Barriers
Information Barriers 2010 0910 – WSJ – ‘Systemic Risk’ Stonewall: Some Bailout Questions the Fed Still Hasn’t Answered — [BonkNote] — [link] [Bonk: Who authored this article?] Data Access Dr. Yager said he attended some of the NAIC computer sessions in Detroit and he found the NAIC databases to be fascinating but that he could not…
Read MoreDOL – Fiduciary Rule
DOL – Fiduciary Rule DOL – Definition of the Term “Fiduciary” Proposed Rule – Historical Information – dol.gov/agencies/ebsa/laws-and-regulations/rules-and-regulations/public-comments/1210-AB32 regulations.gov/search?filter=%22fiduciary%20rule%22 Conflict of Interest Rule Sutherland – List of Links – dolfiduciaryrule.com/ 2023 1110 – ThinkAdvisor – The 2 Biggest Fights Brewing Over DOL’s New Fiduciary Rule, By Melanie Waddell – [link] This aspect of the new rule…
Read MoreCompany – Agent
Agent – Company 2021 0809 – Amicus Brief – PIABA – Public Investors Advocate Bar Association – 8p 2022 0718 – Amicus – PIABA – Public Investors Advocate Bar Association – in Opposition to Request for Depublication of Williams v. Nat’l Western Life Ins. Co – 4p 2021 0809 – Amicus Brief – PIABA -…
Read MoreRelationships
Relationships Contractual Relationship Employer-Employee Relationship Principal-Agent Relationship Special Relationship
Read MoreRegulation – Criticism
Regulation – Criticism But, meanwhile, the NAIC is failing, and the states, in many ways. The NAIC has failed to do anything about unsuitable sales of insurance in any line of insurance. They haven’t fixed the marketconduct mess the GAO has recently commented upon. (p23) – – J. Robert Hunter, Director of Insurance, Consumer Federation…
Read MoreDuration
Duration Key Attributes of Generic Life Insurance Policies — Table 4-2 Duration of coverage – Universal Life – Depends on premiums paid (p111) 2015 – Book – Life Insurance 15th Ed. – Black, Skipper, Black (Huebner Series) Duration is a measure that’s used to provide information to portfolio managers about the interest rate sensitivity of…
Read MoreFHLB – Federal Home Loan Bank
FHLB – Federal Home Loan Bank Federal Home Loan Bank Act of 1932 Federal Home Loan Bank System Federal Home Loan Bank Board Federal Housing Finance Agency (FHFA) – [link] The Federal Home Loan Bank System was created by the Federal Home Loan Bank Act as a government sponsored enterprise to support mortgage lending and…
Read MoreInterest – Index
Interest – Index ABCDEFGHIJKLMNOPQRSTUVWXYZ# B Best Interest Standards Bulletin on Illustrated Interest Projections – NAIC Back to top I Insurable Interest Interest Interest Adjusted Method Interest Rate Interest Rate Guarantees Interest Rate Risk Interest Rate – Walker vs. LSW Interest Rate – We Won’t Have To Pay It Interest Sensitive Life Insurance Interest – Index…
Read MoreInterest
Interest Interest – Index (p9) – The literature attached to the conservation brochure read: “At Minnesota Mutual, we believe you should get an up-to-date return on your insurance dollars – no matter how long you’ve owned your policy. With Ultimate Interest™, our unique interest crediting method, we credit current, competitive interest rates to each premium…
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