Consumer Protection Policyholder Protection CFPB CFPA DOL – Fiduciary NAIC – Annuity Suitability SEC – Reg BI – Regulation BI Unfair Trade Practices Courts – Legal Cases – Lawsuits – Class Actions – MDL’s Administrative Actions Enforcement Actions (p25) – Michael McRaith (NAIC / Illinois Insurance Regulator) – So the real question is what is…

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2022 0908 – GOV (Senate) – Current Issues in Insurance 2022 0908 – GOV (Senate) – Current Issues in Insurance – SandBox 2022 0908 – GOV (Senate) – Current Issues in Insurance, Sherrod Brown (D-OH)  —  [BonkNote]  VIDEO banking.senate.gov/hearings/current-issues-in-insurance VIDEO-CSPAN – Hearing on Insurance Industry Practices VIDEO-YouTube. [Bonk: Missing a piece of Toomey video] Senator Sherrod…

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2018 – IAIS – Risk-based Global Insurance Capital Standard Version 2.0 2018 – IAIS – Risk-based Global Insurance Capital Standard Version 2.0 2018 0731 – IAIS – Risk-based Global Insurance Capital Standard Version 2.0, Public Consultation Document – 158p 2018 – IAIS – Summary of main comments received during the 2018 public consultation on ICS…

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MAV – Market-Adjusted Valuation ICS – Three Bucket – IAIS Market Value Adjusted Year? – BIS – ICS – Market-adjusted Valuation – Executive Summary – 2p 2017 1205 – Swiss Re – Valuing Insurance Liabilities for Market Adjusted Valuation with Cost of Capital Margin over Current Estimate – 17p Actuarial theactuarymagazine.org/tailoring-global-capital-standards/ SOA –  2015 03 – SOA -…

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CDAWG – ComFrame Development and Analysis Working Group – (G) – NAIC In light of a number of international developments and workstreams, in early 2014 the NAIC established the CDAWG to provide technical and strategic input on the IAIS’ ComFrame, including any group capital developments. 2014 1116 – NAIC – CDAWG – U.S. Group Capital…

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2014 – IAIS – Basic Capital Requirements for Global Systemically Important Insurers 2014 0709 – IAIS – Basic Capital Requirements for Global Systemically Important Insurers – Public Consultation Document – Comments due by 8 August 2014  – 51p 2014 1023 – IAIS – Basic Capital Requirements for Global Systemically Important Insurers – 48p 2014 0205 – IAIS…

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No-Load We have marketed what we call a no-load annuity for about three years. It is in fact no-load if it survives until retirement when it is converted to a monthly income form. There is, however, a 15% commission paid in the first year except at older ages where it is less. We have the…

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