Outline – Taxes People John T. Adney, a founding partner of the law firm of Davis & Harman LLP in Washington, DC Christian DesRochers

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Milliman 2012 02 – Report – Milliman for ACLI – VM-20 Impact Study Compendium – 148p 2019 – SOA / Milliman – Universal Life and Indexed Universal Life Survey Results, By Susan J. Saip, Milliman, Society of Actuaries – 7p The following products (as defined here) are included in the scope of the survey: UL/IUL with secondary…

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OTA – Office of Technology Assessment 1984 – OTA – Effects of Information Technology on Financial Services Systems, Office of Technology Assessment, OTA-CIT-202 – 279p (p98) – Insurance companies offer universal life policies that share many properties with self-directed investment accounts offered by others.  (p106) – Insurance In today’s competitive environment, commercial banks, savings and loan…

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Thrifts Unitary Thrifts 1999 – SOA – Industry Convergence—Bank Participation, Society of Actuaries – 18p Recent applications by insurers for thrift charters and acquisitions of thrifts. AIG OTC GOV Hearing – Woman – Life insurance companies have always owned thrifts occ.treas.gov/about/who-we-are/history/1914-1935/1914-1935-the-federal-thrift-charter-is-created.html occ.treas.gov/about/who-we-are/history/1914-1935/1914-1935-the-federal-thrift-charter-is-created.html The original national banking laws essentially forbade national banks from making residential mortgage loans. Savings…

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Pyramid Eric Dinallo – re: AIG, 2008 Life180  Pyramid Life Insurance Company Pyramid Scheme MLM – Multi-Level Marketing B. Marketing and Operations 1. Direct Marketing a. Mail , b. Telephone c. Fax d. Seminars ‘ e. Television and Radio f. Computer 2. Agents – Licensed and Unlicensed 3. Brokers 4. Managing General Agents (MGA) 5.…

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Receivership Law Working Group – (E) – NAIC 2020 1023 – RLWG – NAIC – Conference Call / Attachments, Receivership Law Working Group (E) – 61p  Date-? – Letter – Joint Submission of NOLHGA And NCIGF Regarding the NAIC Model Law Working Group’s Survey of States’ Receivership Laws – 3p

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MHC – Mutual Holding Company 1998 05 – InsuranceObserver.com – 9p Who Owns a Mutual Insurance Company?  “The mutual holding company concept is fundamentally flawed. If the implications of the type of reorganization were disclosed, most mutual policyowners would vote against the reorganization. On the other hand, if safeguards not contemplated in the proposed bill were instituted,…

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