Archive for January 2024
Ameriprise
Ameriprise
Read MoreCollege
College Fidelity Union – Carr Always Marco California Legal Case – Judge 3-ring binder DSEF – Direct Selling Education Foundation 2016 – TheDSEF – Entrepreneurship and Social Responsibility: DSEF Campus Programs in Action, Direct Selling Education Foundation – [VIDEO-YouTube-02:26] You’ve probably read about the many insurance scams, where agents sold “retirement plans” that were life insurance…
Read MoreAmerican United Life Insurance Company
American United Life Insurance Company American United Life Insurance Company has been marketing an annual premium convertible special term policy for college students since 1958. — Richard S. Miller 1965 – SOA – Digest of Smaller Company Forum– New York Regional Meeting Agency, Society of Actuaries – 36p
Read More2023 0621 – Always Marco – Debating A Member Of WFG
2023 0621 – Always Marco – Debating A Member Of WFG 2023 0621 – Always Marco – Debating A Member Of WFG — [BonkNote] — [VIDEO-YouTube] 58 – 4 policies a month would be pretty impressive 58 – Commissions – 25% vs 100% 102 – Confusing, uneducated I don’t understand vs you are not…
Read More2023 0729 – Always Marco – Are There “Legitimate” MLMs?
2023 0729 – Always Marco – Are There “Legitimate” MLMs? 2023 0729 – Always Marco – Are There “Legitimate” MLMs? — [BonkNote] — [VIDEO-YouTube-02:06:13] 01:02:00 – Get them while they are young and naive. ACN – Nathan – Don’t tell your parents. 01:03:00 – Comment: have you thought about talking to Senators. FTC – USA – Which…
Read MoreSocial Media – Index
Social Media – Index ABCDEFGHIJKLMNOPQRSTUVWXYZ# A Academy Life Insurance Company ACLI – IUL – Indexed Universal Life Insurance ACLI – TRG – Technical Resource Goup, Industry – Illustrations – NAIC Adam Sosnick Affinity Life Agency Law Agents vs Companies Agent – Failure Rate Agent – Lead Generation AIL – American Income Life Alan Richards Always…
Read More2010s – Newspapers
2010s – Newspapers 2018 1004 – APNews – Aegon: Transamerica Settles Universal Life Litigation – [link]
Read MoreIndependent Contractors
Independent Contractors NAIC – captive vs. independent agents – naic.softlinkillumin.net/knowledgebase/#/question/128992′ Number of agents: 422,600 total insurance agents in the US (2021) 41,290 total in California Data from BLS Captive agents – employees or contractors? In 2019, the 6th Circuit held that American Family agents were independent contractors based on the Supreme Court’s Darden standard. This essentially considers “the hiring…
Read MoreALIMDA – Association of Life Insurance Medical Directors of America
ALIMDA – Association of Life Insurance Medical Directors of America aaimedicine.org/about-aaim/history-of-aaim.asp 1989 – The Association of Life Insurance Medical Directors of America: 100 Years of Progress, by Arthur E. Brown, M.D. ALIMDA Historian – 8p Journal – Transactions of the Association of Life Insurance Medical Directors of America [GooglePlay] archive.org/details/pub_alimda-transactions
Read MoreCopy of Q: How Can Universal Life Insurance Be Classified? Permanent / Whole / Term / Other
Q: How Can Universal Life be Classified? Permanent / Whole / Cash Value / Term / Other Q: Why is Universal Life called Permanent or Whole Life? Maybe Universal Life Shouldn’t be Called Permanent or Whole Life Q: How Else Could Universal Life Be Explained? NAIC Drafting Note: Although highly flexible, Universal Life insurance is…
Read More