February 2024 – Page 3

Marie v. Pacific Life Insurance Company 2023 – LC – Marie v. Pacific Life Insurance Company — [BonkNote] 4:23-cv-05093, (E.D. Wash.) Date Filed: June 27, 2023 Judge: Stanley Allen Bastian 2023 0815 – InsuranceNewsNet.com – Washington state couple sues Pacific Life over IUL illustration, by John Hilton – [link] 2024 0210 – Life180 / Chris Kirkpatrick – PacLife IUL…

Richard Proteau ManuLife – Book – The Universal Life SCAM youtube.com/@richardproteau2705 consumerights.ca/ fsconsumeralliance.wordpress.com/ https://www.consumerights.ca/iblog/blog2.html Ward v ManuLife Vanishing Premium Vanishing premiums would never have happened if sales employees had not devised and taught this concept to advisors. https://americanmonetaryassociation.org/2015/03/16/ama-114-the-universal-life-insurance-scam-with-richard-proteau/

2023 1121 – FSRA – Proposed Guidance on Life Insurance Agent & MGA Licensing Suitability – Project 1914 Change no damage accountability – white paper 2010-Blumenthal v New York Life – Deposition – Universal Life Policy – accountability – p90 ejm – ul – dinney dinney – I didn’t explain it very well ef hutton if…

IRP – Insured Retirement Plan Canada SOA – 1950s 1950 – SOA – Discussion – Actuarial Note: The Valuation of Self-Insured Retirement Plans, Society of Actuaries – 7p 1959 – SOA – Gain and Loss Analysis for Pension Fund Valuations, Society of Actuaries – 61p

Experior Financial Group experiorfinancial.com/ Established in 2014, Headquarters in Guelph, Ontario and Cheektowaga, New York, Founders CEO, Jamie Prickett and President, Lee-Ann Prickett youtube.com/@JamiePrickett

MGA – Managing General Agent 2023 1121 – FSRA – Proposed guidance on Life Insurance Agent & MGA Licensing Suitability — [BonkNote] — [link] — 34p 2024 0209 – FSRA – [2023-015] – Comments – Consultation for Proposed Guidance on Life Insurance Agent & MGA Licensing Suitability — [BonkNote] BonkNote Comment – FSRA’s Life Agent and MGA Suitability Guidance – [2023-015] – 2024 0209 – 2p…

Advocis advocis.ca/ advocis.ca/submissions/ 2015 0915 – Advocis – Comment – Expert Committee to Consider Financial Advisory and Financial Planning Policy Alternatives – 274p 2016 0715 – Advocis – Comment – Re: CCIR – Segregated Funds Working Group Issues Paper, May 2016 – 46p CLHIA Reference Document IVIC Suitability Needs-Based Sales Practices (February 2013) provides a fulsome discussion…

Cannibal Life Tom BAKOS: Well, I guess I’d just like to mention that I think actually UL was developed in 1960-something-or-other. FROM THE FLOOR: That was adjustable life. Tom BAKOS: I think Cannibal Life was the precursor. 2003 – SOA – Do You Know How Much You’re Spending? The Hidden Costs of Product Complexity, Society…

Tom Bakos Thomas L. Bakos: Anybody who believed an illustration that purported to demonstrate cost would be a foolish person. 1991 – SOA – Illustrations, Society of Actuaries — [BonkNote] — 20p One of the first things that a serious reader of the NAIC Life Insurance Illustrations Model Regulation will realize is that it is not a tightly written…

1991 0729 – GOV (House) – Regulation of Insurance Companies and the Role of The National Association of Insurance Commissioners – NAIC – Ben Erdreich (D-AL) 1991 0729 – GOV (House) – Regulation of Insurance Companies and the Role of The National Association of Insurance Commissioners, Ben Erdreich (D-AL) — [BonkNote] [PDF-286p-GooglePlay], VIDEO-?] ->Not on…