CISRO-OCRA – Canadian Insurance Services Regulatory Organizations cisro-ocra.com/ LLQP – Life Licence Qualification Program  Working Groups CCIR-CISRO Fair Treatment of Customers Working Group – [link]  Life Insurance Replacement Declaration (LIRD) Working Group – [link] General Insurance Licensing Qualification Review (GILQR) Committee – [link] 2021-2022 – CISRO – Principles of Conduct for Intermediaries Working Group – [link] 2022 -…

Read More

TrisTom asd LISAcademy, fka 2014 – TrisTom – How to Sell Life Insurance – AMAZING! – [VIDEO-YouTube-20:39] 2020 0801 – Review of TrisTom’s “How to Sell Life Insurance-AMAZING” video; MR. TOM’S IDEAS ARE NOT FOR BUYER! – [VIDEO-YouTube-11:20] Description: Review of TrisTom Liz Academy’s “How to Sell Life Insurance-AMAZING” video, which is presented from the point…

Read More

Canada – YouTube Affinity Life youtube.com/@HighVibrationCongregation InsurEye Inc. – youtube.com/@InsurEyeIncToronto 2016 0810 – Universal Life Insurance Quotes and Numerous Insurance Tips – [VIDEO-YouTube-00:55] 2021 0822 – Thomas C Chan Financial Services – What Is Universal Life Insurance? Universal Life Insurance Canada – [VIDEO-YouTube-12:07]

Read More

2024 0209 – FSRA – [2023-015] – Comments – Consultation for Proposed Guidance on Life Insurance Agent & MGA Licensing Suitability  2024 0209 – FSRA – [2023-015] – Comments – Consultation for Proposed Guidance on Life Insurance Agent & MGA Licensing Suitability  —  [BonkNote] BonkNote Comment – FSRA’s Life Agent and MGA Suitability Guidance – [2023-015] – 2024…

Read More

Documents – Walker v LSW Doc 258 – 2010 0710 – LC – Walker v LSW – Declaration of Sean L. Covi, Agent – 11p 2011 1107 – DOC 748-2 – Deposition of Donna Morgan – 46p 2012 0910 – DOC 245 – Declaration of Dr. Patrick Brocket – 73p 2013 1211 – DOC 735-2 :…

Read More

Q: Does It Matter If The Policy Lapses? – LIRPs Sean Covi TransAmerica  2023 0927 –  Premier Marketing – Transamerica: IUL Products and Illustrations – [VIDEO-YouTube-01:01:03] Jeremiah Tacker, Regional Vice President with Transamerica 9 – Not sold for Death Benefits, if you want life insurance for Death Benefit buy Whole, Term. Bought for Cash Value…

Read More

You Don’t Know What You Don’t Know Doug Andrew Sean Covi  Chris Kirkpatrick – LIFE180 Donald Rumsfeld Dunning–Kruger effect   Dunning–Kruger effect   nesslabs.com/dunning-kruger-effect  1999 – AP – Unskilled and Unaware of It: How Difficulties in Recognizing One’s Own Incompetence Lead to Inflated Self-Assessments, by David Dunning and Justin Kruger – 18p  2017 1109 -…

Read More

Sean Covi Declaration of Sean L. Covi, Agent – Doc 258 – 2010 0710 – 11p 2000s – LC – Walker v LSW (Life Insurance Company of the Southwest) —  [BonkNote] p7 – 20. I tell clients that the cash value is guaranteed not to go down when the market goes down because the cash…

Read More

Zero Return, Still Have COI – So the Account Value Can Go Down 2024 0308 – Cody Askins – 3 Ways To Sell Indexed Universal Life Policies As An Insurance Agent! (NEED TO KNOW) – [VIDEO-YouTube-11:25] 6 – Performance “You can get a Zero. Everybody’s selling that there is Zero Risk. Everything has risk.” “Can the floor…

Read More

Sold, Not Bought … but you know there is a saying about life insurance, that it’s sold, not bought. And something similar can be said about a fair amount of lending activity. 2010 0528 – FCIC – Interview – Transcript – Larry Summers – 80p (p285) – J. B. Ecclesine, editor of The New York Underwriter -…

Read More