Recommendation 5:

• If appropriate, the paragraph might add something like:
• "The amount of premium you have elected to pay, $300 per year, is however insufficient to keep the policy in force to age 95 at the guaranteed minimum interest rate of 4%; the policy would terminate at age 66.
  • <Plan of Insurance>
    • x-Year Term on a Guaranteed Basis
    • x-Year Term on a Current Basis>
• To be sure that the policy continues to age 95, even at the minimum interest rate of 4%, you would have to pay  $644.30 per year <Guaranteed Maturity Premium> for the entire life of the policy." <Plan of Insurance - ???? - See Legal Case Faye v Aetna> (page 466) 

1990-1A, NAIC Proceedings - NAIC / LIMRA - Universal Life Disclosure Form Focus Group Summary, Consumer Issues Disclosure Working Group - NAIC  ---   [BonkNote]  ---  10p