Trends

  • First of all, what are the current trends with respect to the sales of Universal Life?
  • As most of you are aware, the slow movement to Universal Life has become a tidal wave.

—   Randall P. Mire

1983 – SOA – Universal Life (rsa83v9n32), Society of Actuaries – 22p

  • In recent years many companies have experienced a shift from permanent to term insurance, probably because of the recent recession and the emphasis on the lower going-in cost for term insurance.

— William H. Bowman

1975 – SOA – An Approach to Reserve for Term Insurance Conversion, Society of Actuaries – 36p

  • …. a significant trend within the life insurance industry to conduct business within a holding company….

119 Cong. Rec. (Bound) – House of Representatives: November 26, 1973

Congressional Record (Bound Edition). Thursday, November 29, 1973.