Social Media

  • 2020 - JIR / NAIC - Social Media as a Factor in Personal Injury Underwriting: Risk, Rate and Regulation, by Harold Weston and Brenda P. Wells, Vol. 39, No. 1 - 26p
  • 2020 - NYDFS - Financial Condition Report on Examination of the United States Branch of the Independent Order of Foresters as of December 31, 2020 - 20p
    • The Society’s percentage of business sold in 2020 was attributable to the following organizations:
      • Symmetry Financial Group  - 36%
      • [Bonk: IMG - Integrity Marketing Group] - Total - 64%
        • National Agent Alliance - 24%
        • Equis Financial - 22%
        • National Agent Alliance Wholesale Channel - 10%
        • Family First Life - 7%
        • People Helping People - 1%
  • Eric Weinstein
    • 2020 - The Portal, Ep. #025 (solo with host Eric Weinstein), The Construct - Jeffrey Epstein - [VIDEO-YouTube]
      • 2000 - AP - Hedge fund transparency: quantifying valuation bias for illiquid assets, Risk.net, by Eric Weinstein - 4p
      • 26 - Church and Pike Committees
  • [Speech Pattern]
    • 2023 1028 - Always Marco - Meet Zig Ziglar - [VIDEO-YouTube]
      • 44 
      • 112 - [Bonk: Sounds Like Arlo Guthrie, Alices Restaurant]
    • garrett gunderson - re: doug andrew, speech pattern
  • [Selling Policies - Easy, Hard, Policies per month]
    • 2023 0621 - AlwaysMarco - Debating A Member Of WFG - [VIDEO-YouTube]
      • 58 - 4 policies a month would be pretty impressive
      • 134 - not many people are willing to work hard
      • 135 - it's not easy
    •  - ? -
      • 36 policies - Woman - FFL-?
    • SOA - are our products so horrible...only sell 1 per month
  • [MassMutal - Infinite Banking Letter - <WishList>]
    • Life180
    • SOA - Loans, 
  • [Cash Flow Elements - Works - P1P2]
    • Anna Rappaport
    • Life180
  • 2023 1230 - Exploring Universal Life Insurance: Origins Popularity and Benefits - [VIDEO-YouTube-03:31]
  • [We don't know what we don't know]
    • Life180 - Chris Kirkpatrick - 
    • Doug Andrew
    •  - Tom "Big Al" Schreiter - "People Don't Make Decisions Based on Information" - [VIDEO-YouTube-11:42]
      • We don't know what we don't know
  • Matt Schloss - Money Mythbusters 
    • Current GFI Agent, Former WFG Agent
  • 2024 0313 - Power 3 Financial - WFG v. GFI: Industry insights with Money Mythbuster - [Matt Schloss] - [VIDEO-YouTube-46:08]
    • Doug Andrew - LaserFund
    • WFG - Transamerica - IUL
    • 12 - Laser Fund - That's the right way to do it.
    • Companies used - Nationwide - MPI - Transamerica - NLG, National Life Group - 
    • Nationwide - 20%, 30%
    • 15 - Eric Olson - WFG - GFI
      • Matt Directly mentored by Eric. More commission to the field, business ownership, Pinnacle (16k agents), 
      • Eric and Sandra don't need the money.
    • 19 - Training - 
    • 21 - WFG = Practice Company
    • Companies high Recruiting activity giving the industry a bad name.
    • Training - Need to be to do the right thing.
    • 23 - Ryan Rush - Explanation too easy
    • Taking advantage of people
    • 27 - Look Back Period - Safety of Insurance industry
    • 27 - New Heights IUL didn't perform
    • 28 - Annual Reviews
    • Is NLG Going to be your go to company? - New Options - CoreBridge - ANICO
    • 29 - Guidelines - Guideline Level Premium - 7-pay, 4-5 years - 7-pay resets in year 11 or..  for Increasing benefit. 
    • 30 - Guideline Single Premium - Don't pay attention to it.  It's the 7-pay broken down.
    • Increasing vs Level 
    • Target Premium - Commission based - I don't give a shit.
    • Casey Dahl - Target Premium - Goal amount that they need to contribute to keep the policy in good standing. That's your flexibility. Get your Target premium in and we're solid.
    • Required Minimum - 
    • Minimum Premium - NLG - No-Lapse Guarantee
    • Target Premium - 
    • I don't present the Level Death Benefit - People who do just want more commission.
    • Premium Finance - Kaizen - 
    • Kaizen - Bank Financing - You can screw somebody more with a Kaizen than an poorly structured IUL.
    • MPI - Curtis Ray - Taking the money out of the policy and putting in back in the policy.
      • The guy is full of shit.
      • Casey Dahl - So full of shit. 
      • Line of Credit is coming from his company - SunCor
      • People need to do their due diligence
      •  - Curtis Ray was going to come on the show. I can't stand the guy.
    • Annual Statements - Are they confusing? Can be. Depends of the company. 
    • MPI - Curtis Ray - said the company statements have no meaning.  wrong.
      • Sells Mutual of Omaha - 
    • 7702 - Tax-free growth of the
    • 101
    • 72t
    • Annuities - Athene
  • [Legal Cases]
    • - LC - Legal Case / Cease and Desist Letter
      • LC - LIFE180 - Chris Kirkpatrick and National Life Group
      • LC - AlwaysMarco - Primerica
    • Integrity Marketing
      • Equis
      • FFL - Family First
      • PHP - People Helping People
  • Haven Life - MassMutual
    • 2023 1126 - Charlie Gipple CFP, CLU, CHFC - Direct to consumer life insurance company getting shut down. Haven Life - [VIDEO-YouTube]
  • 2023 0428 - Mark J Kohler - IUL Insurance: Caution Advised #shorts - [VIDEO-YouTube]
    • Here's my concern. It gets sold to people that are in debt. They don't even make enough money to pay their bills or fund their retirement accounts. And you're like ... Life Insurance is better than Retirement Account.
    • No, it's not. I'll debate Roth and Life Insurance with you all day long.
      • Because people don't lose their Roth if they can't keep up on the premiums. It's effective, but it's not for everybody.