IUL - Social Media

  • 2023 1206 - I.C. Life / Michael Anthony Garcia - IUL AS A RETIREMENT VEHICLE??? THE DEBATE IS ON! GET TWO IN-DEPTH PERSPECTIVES ON THE IDEA!  - [Bryan Jarrell] - https://www.youtube.com/watch?v=cXIwxmIX1LU
    • Description: Bryan Jarrell and Michael Anthony Garcia have an in-depth discussion on IUL as a retirement vehicle. Is it a good idea? Or just good marketing? They debate the arguments for and against the idea. If you are looking into the  - Coul idea or have an agent trying to convince you to redirect your 401k contributions, this is a must watch as we cover the things your agent won't tell you.
    • 10 - Bryan Jarrell
    • Bryan Jarrell - Target Premium / Increasing Death Benefit
    • 12 - Bryan Jarrell - loans
    • 17 - Bryan Jarrell - LIRP - 6-8% - 
    • 28 - Michael Anthony Garcia - Nationwide - Shame on you
    • 31 - Michael Anthony Garcia -  Illustrations are BS
    • - Michael Anthony Garcia - Nationwide - #1 Selling IUL
    • - Michael Anthony Garcia - Company could drop Cap Rate to 3.1%
    • 40 - Michael Anthony Garcia - - lapse, tax consequences, not going to work
    • 41 - Bryan Jarrell - COI is minimal - lowest fee of the policy
    • 49 - re: Bobby Samuelson
    • 50 - Bryan Jarrell - 1035s to new IUL
    • 52 - Bryan Jarrell - Companies want policies to lapse, they make money
    • 53 - 
    • 53 - Michael Anthony Garcia - IUL as a Retirement Vehicle
    • 55 - 401ks
    • 56 - Bryan Jarrell - Insurance Laws always Grandfathered, tax laws, capital gains, 
    • 59 - Bryan Jarrell - Comdex, right company, F&G - not right company
    • 01:02:00 - Michael Anthony Garcia - LIRP, 72t - SEPP
    • 01:13:00 - Bryan Jarrell - big rates of return
    • 01:13:00 - Michael Anthony Garcia - IUL being sold as a retirement
    • 01:13:00 - Michael Anthony Garcia - Primerican
    • 01:17:00 - 
    • 01:26:00 - FIAs - No regulation - Athene, Silac
    • 01:26:00 - Bryan Jarrell -  Agent Retention - 92%
    • 01:28:00 - Chris Kirkpatrick - IUL Challenge
      • Whole Life outperforming?
    • - Market Risk vs Cost
    • 01:33:00 - 1035 - Only leverage the consumer has
    • caps -- new business vs old business, new companies vs old companies
    •  - table rating increases, coi rates, corridor
    • IUL for IBC
    • - find history of IULs is hard
    • loans
    • :39 - re: David McKnight
    • :40 - Permanent Death Benefit - Whole Life, GUL
      • IUL is not meant for Life Insurance
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