Academic - Snippets

  • The Mechanics of Universal Life Policies
  • Once the policy is activated, the term policy and the accumulation account each operate independently.

1985 - AP - Universal / Variable Life Insurance Policy Purchase Decisions, Stephen P. D’Arcy and Keun Chang Lee - 58p

  • The interest rate sensitivity of UL policy cash values, amplified by the corresponding cost of insurance sensitivity with declining interest income, suggests UL has always been a simple question of Duration.

201x - Universal Life Insurance Duration Measures -  David Lange, Alonzi, Simpkins - 14p