ACLI – American Council of Life Insurers

1975 The Institute of Life Insurance and the American Life Insurance Association merge to become the American Council of Life Insurance. The headquarters were moved to Washington, D.C.

1984 - ACLI / Report - Beyond Readability: How to Write and Design Understandable Life Insurance Policies, by Dr. Janice C. Redish, Director of the Document Design Center, American Institutes for Research, prepared for the Committee on Consumer Affairs, American Council of Life Insurance - 29p
1999 1115 - Greenspan to ACLI - Remarks by Alan Greenspan, Chairman Board of Governors of the Federal Reserve System before the Annual Meeting of the American Council of Life Insurance - 8p
2004 - ACLI/ IAA - Renewal Premiums and Discretionary Participation Features of a Life Insurance, A Joint Research Project - 52p
2014 04 - ACLI - Tips on Buying Life Insurance - 2p
2018 - ACLI - What You Should Know About Buying Life Insurance - 8p
2019 - ACLI - Life Insurers Fact Book - 185p
ACLI Daily NAIC Report - [link]

2017 - ACLI Fact Book - Glossary of Insurance - Related Terms - 36p
- "Universal life insurance: A type of permanent life insurance that allows the insured, after the initial payment, to pay premiums at various times and in varying amounts, subject to certain minimums and maximums
- To increase the death benefit, the insurance company usually requires the policyholder to furnish satisfactory evidence of continued good health. Also known as adjustable life insurance."
- "Adjustable life insurance: A type of life insurance that allows the policyholder to change the plan of insurance, raise or lower the policy’s face amount, increase or decrease the premium, and lengthen or shorten the protection period."

Actuarial Committee
Committee on Consumer Affairs
Special Task Force of the ACLI Cost Disclosure Subcommittee
Subcommittee on Cost Comparisons
Indexed Universal Life Task Force - Tom Doruska (Global Atlantic Financial Group), representing the ACLI Indexed Universal Life Task Force, NAIC - 1/14/2016 LATF CC
formerly American Council of Life Insurance
ALIA

2008 0729 - GOV (Senate) - The State of the Insurance Industry: Examining the Current Regulatory and Oversight Structure
- [PDF-472p, VIDEO-Senate-Error]
- ACLI - John L. Pearson, Chairman, President, and Chief Executive Officer, The Baltimore Life Insurance Company, On Behalf of The American Council of Life Insurers (ACLI) - 15p
- The Current State of Insurance Regulation, Oversight and Ways to Enhance Consumer Protection, Promote Competition and Efficiency, and to Address What Role, if any, the Federal Government should play

I saw a quiet report circulated within the insurance industry that was hardly noticed.
- It was a report of the American Council on Life Insurance which said recently,
  - "Despite the overall financial stability of the industry, there are undoubtedly individual companies which have taken and will continue to take unreasonable risks.
  - Steps must be taken to address the potential problems posed by these conditions."
- And the report went on to recommend, "We believe that the lack of consistent solvency regulations among states must be addressed, coupled with adequate and appropriately targeted enforcement."
- We need action, and I think it should be spearheaded by actuaries, not by public relations people.
- First of all, I think you have to admit a problem exists.

-- Dr. William Freund, Chief Economist Emeritus, New York Stock Exchange

1991 - SOA - Major Issues Facing the Economy: The Insurance Industry and Actuaries in the Years Ahead, Society of Actuaries - 12p

1993 0525 - GOV (Senate) - When Will Policyholders Be Given The Truth About Life Insurance?, Senator Howard Metzenbaum (D-OH) --- [BonkNote] --- [PDF-354p-GooglePlay, No Video]
- Senate - Committee on The Judiciary - Subcommittee on Antitrust, Monopolies and Business Rights
- (p4) - Senator Howard Metzenbaum:
  - So, two national organizations of agents publicly acknowledged to the NAIC the problems we uncovered in last year's hearing.
    - But they, like the companies they represent, are unwilling to face the pubic.
  - In addition, the ACLI, the national trade association for life insurance companies, refused to testify last year and refused to come today.
    - I consider their actions reprehensible and irresponsible.
  - The refusal of the companies and the agents to participate in today's hearing leads me to think they have something to hide.
  - This Senator thinks they do have something to hide. I think the life insurance industry is really not willing to stand behind its product.
  - I do not think they are that proud of what they are doing, and that is the reason they are not here today.
  - And I think it is fair to say that the people who bought cash value policies since the early 1980's have already had or are about to have rude awakenings.
    - Soon they will realize projections made when they bought their policies do not have a snowball's chance in August of coming true.
  - Today we will see what can be done about it.