30 For example, whole life policies are often replaced with deposit term insurance, see Skipper,· "An Analysis of Deposit Term Life Insurance," Best's Review, 10 August, 1978).There is an enormous variation in the quality of deposit term products on the market. See pages 108-109, infra.
Substantial consumer injury can result if a low cost (hlgh-yield) whole life policy is replaced with a high cost (low-yield) deposit term policy. (p45)
1985 12 - Best's Review - Best's Review on New Product Profitability. It was titled, "A Tale of Two Countries", and was written by Fred Richardson, F.S.A., President of the Hartford Life Insurance Companies. - <WishList>
1986 - SOA - Market Value Adjusted Products, Society of Actuaries - 22p