Bonk - Pics
1975 - SOA - Ordinary--New Products, Society of Actuaries - 18p
- 1994-1, NAIC Proceedings.
- FROM: Chris Kite, FIPSCO, DATE: February 22, 1994, RE: Corrections to 1-27-94 Proposal for NAIC Life Insurance Illustration Model Act
- The Target Premium is $ 3,360.00.
- The TAMRA Premium is $ 18,630.63.
- The Guideline Level Premium is $ 6,058.33.
- The Guideline Single Premium is $ 66,962.64
- FROM: Chris Kite, FIPSCO, DATE: February 22, 1994, RE: Corrections to 1-27-94 Proposal for NAIC Life Insurance Illustration Model Act
- I think you have to catch people's attention, and that is all to the good.
-- George Coleman, Prudential, TRG-Technical Resource Group for the NAIC (Industry Advisory Group - Illustrations)
1994 - SOA - Problems and Solutions for Product Illustrations, Society of Actuaries - 28p
- When is a Premium Not a Premium, Richard Weber - 4p
- maloof
- NAIC - LIIIWG -
- Birnbaum- companies do Illustrations, the should be able to tell people what the premium is.
- Let's just call it perm or term - Wicka
- AAA - Letter - on a Guaranteed or Current Basis
- AAA - Assumptions
- Universal Life
- Unlike adjustable life, where a current plan is defined, but is subject to change, a universal life policy at any time has only a "minimum" and a "maximum' plan.... (p662)
Society of Actuaries - Task Force on Nonforfeiture Principles Interim Report-Tentative Conclusions (p612-?)
1989-1, NAIC Proceedings
- The "unbundling" of services and other product differences between Universal Life and Ordinary Life cause current literature to be inapplicable, as well as insufficient, for Universal Life. (p217)
1984 - AAA - American Academy of Actuaries - STATEMENT 1984-32, Academy Journal
- Broken down to its simplest basis, Universal Life has eliminated the concept of "plan of insurance".....
-- Christian J. DesRochers
1983 - SOA - Universal Life, Society of Actuaries - 24p
Universal Life is a ratebook and more, all by itself.
- If you say you have Universal Life, you in fact have more of a product than you probably have in your current portfolio at the present time.
-- Mr. Eason
1983 - SOA - Individual Life Insurance, Society of Actuaries - 22p
Universal Life
- Unlike adjustable life, where a current plan is defined, but is subject to change, a universal life policy at any time has only a "minimum" and a "maximum' plan....
- The adoption in 1983 of the Model Regulation for Universal Life provided recognition that these policies could be configured as whole life policies.
1989-1 (p662), NAIC Proceedings
RE: Universal Life
- If that is the case, how does an agent program somebody?
- How does he tell a person what he needs to pay to keep his premiums level or to have paid-up insurance at age 65?
-- Allan W. Sibitroth
1979 - SOA - Future Trends and Current Developments in Individual Life Products, Society of Actuaries - 24p
- Maybe he is not getting all the disclosure he needs, as far as the continuing benefit is concerned, when the interest rates change from that illustrated.
- The interest assumption is one that we really struggled with.
-- Gary P. Monnin - (Senior Vice President, Chief Actuary of American Founders Life Insurance Company)
1982 - SOA - Universal Life (rsa82v8n111), Society of Actuaries - 14p
- AAA - Assumptions / NGE's
- Assurity - White Paper - Off Track
- ACLI - Dynamic
- TW- Show the Cash Value
- Coverage Period
- Performance
- Results
- Ratebook
- Universal Life
- Term
- Whole
- Adjustable Life
Universal Life
- Concept
- Math
- Birny
- Premium
- Plan of Insurance
- Cude
- Assumptions
- NGE's
- What Benefits?
- Early EF Hutton Ad - UL same as WL
![](https://www.bonknote.com/wp-content/uploads/1987-NP-UL-Oakland-Auto-Owners-Whole-Term-Ad-pg3-bonknote.png)
1987 NP UL Oakland Auto Owners Whole Term Ad pg3
![](https://www.bonknote.com/wp-content/uploads/1993-NAIC-LIBG-When-Will-Truth-UL-1.png)
1983-1996 NAIC Life Insurance Buyer's Guide
![](https://www.bonknote.com/wp-content/uploads/1979-Adjustable-Life-Elections-123-239.png)
1979 SOA Adjustable Life Elections
![](https://www.bonknote.com/wp-content/uploads/1984-May-Adjustable-Life-Bankers-Life-Changing-Times.png)
1984 May Adjustable Life Bankers Life - Changing Times
- Use of boldface type to emphasize particular numbers or words was one of the ideas mentioned in our paper.* -- Benjamin J. Bock - 1992 - SOA - Life Insurance Sales Illustrations, Society of Actuaries - 16p
- *1991-1992 - SOA - Final Report* of the Task Force for Research on Life Insurance Sales Illustrations, Society of Actuaries - 142p
![](https://www.bonknote.com/wp-content/uploads/2010-Blumenthal-v-NYL-Defendant-Expert-Report-Illustrations-3.png)
2010 Blumenthal v NYL Defendant Expert Report Illustrations
![](https://www.bonknote.com/wp-content/uploads/2008-LC-Blumenthal-v-NYL-Defendant-Expert-Report-Annual-Summary-Chart-p14-1p.png)
Defendant Expert Report - Annual Summary Chart - p14 - 1p
![](https://www.bonknote.com/wp-content/uploads/1978-GOV-Moss-WI-LIBG-grid-p619.png)
1978-GOV-Moss-WI-LIBG-grid-p619
![](https://www.bonknote.com/wp-content/uploads/1994-3-NAIC-Proceedings-p547-563-Illustrations-Graph-Arrows-VanLeer-John-Hancock-PP.png)
1994-3 NAIC Proceedingsm IllustrationsVanLeer John Hancock
![](https://www.bonknote.com/wp-content/uploads/1976-AP-Implementation-of-Full-Disclosure-of-Policy-Value-in-the-Life-Insurance-Contract-Per-1000-Bernacchi-17p.png)
1976 - AP - Implementation of Full Disclosure of Policy Value in the Life Insurance Contract Per 1000 Bernacchi - 17p
![1961 – Modern Life Insurance - Robert I. Mehr Graph ART as Whole Life 1961 – Modern Life Insurance - Robert I. Mehr Graph ART as Whole Life](https://www.bonknote.com/wp-content/uploads/1961-–-Modern-Life-Insurance-Robert-I.-Mehr-Graph-ART-as-Whole-Life.png)
![1977 Changing Times Adjustable Big Table 1977 Changing Times Adjustable Life](https://www.bonknote.com/wp-content/uploads/1977-Changing-Times-Adjustable-Big-Table.png)
![](https://www.bonknote.com/wp-content/uploads/1977-Changing-Times-Adjustable-Small-Graph.png)
1977 Changing Times Adjustable Life
![](https://www.bonknote.com/wp-content/uploads/1987-Huebner-Black-Skipper-Life-Insurance-11ed-p94-UL-Flexible-Graph.jpg)
1987-Huebner-Black-Skipper-Life-Insurance-11ed-p94-UL-Flexible-Graph
![](https://www.bonknote.com/wp-content/uploads/The_Life_Insurance_Industry-Illustraton-1-of-4-p599-scaled-e1599429566275.jpg)
1973 -The_Life_Insurance_Industry Illustraton 1 of 4 p599
![](https://www.bonknote.com/wp-content/uploads/Understanding-Actuarial-Practice-page-186-scaled-e1598808441299.jpg)
Understanding-Actuarial-Practice-page-186-
![](https://www.bonknote.com/wp-content/uploads/Vogt-End-of-Coverage-Graph-2.png)
2017 Vogt End of Coverage Graph
Annual Report
![](https://www.bonknote.com/wp-content/uploads/2014-NAIC-Summer-National-Meeting-ACLI-ULSG-Case.png)
2014-NAIC-Summer-National-Meeting-ACLI-ULSG-Case
![](https://www.bonknote.com/wp-content/uploads/2015-3v1-6-183-App-H-65yo-Whole-Life-Reserves.png)
2015-3v1 6-183 App H 65yo Whole Life Reserves
1976 - Toward Adjustable Individual Life Products, Walter L. Chapin, Society of Actuaries - 50p
![](https://www.bonknote.com/wp-content/uploads/1979-Adjustable-Life-Elections-Solve-For-239-1.png)
1979 Adjustable Life Elections Solve For
![](https://www.bonknote.com/wp-content/uploads/ACLI-IAA-joint-reportaugfinal-31-32-Policy-Overview_Page_1-e1598809188792.png)
ACLI - IAA joint reportaugfinal 31-32 Policy Overview_Page_1
![](https://www.bonknote.com/wp-content/uploads/1988-The-Actuary-Illustrations-a-Call-to-Action-Daphne-Bartlett-e1594532583397.png)
1988 The Actuary Illustrations a Call to Action Daphne Bartlett
![](https://www.bonknote.com/wp-content/uploads/Universal-life-bucket-oregon.jpg)
Universal life bucket - Oregon
- 1873 - Book - Politics and Mysteries of Life Insurance, by Elizur Wright - 265p - [GooglePlay-link]
- 1988 0325 - GOV (Senate) - Tax Treatment of Single-Premium Life Insurance, (CSPAN) Single Premium Life Insurance, Max Baucus (D-MT) --- [BonkNote] --- p122
![](https://www.bonknote.com/wp-content/uploads/2016-SOA-Target-Premium-Buckets-mp-2016-iss3-zhao-komissarov.png)
2016-SOA-Target-Premium-Buckets-mp-2016-iss3-zhao-komissarov