Mike Yanacheak g. Clarifying “Coverage Period Description” The Working Group discussed what information is intended to be included. Mr. Yanacheak said this is intended to capture how long a policy’s term is—a term of years or for life. Mr. Birnbaum said it is intended to answer the question: If I pay my premium, this policy…

Read More

NAIC/Consumer Liaison Committee – NAIC content.naic.org/cmte_conliaison.htm 2008-1, NAIC Proceedings – NAIC/Industry Liaison Committee 2007 1202 – (2-22 – 2-23) …..questions on whether the NAIC has a formalized process for formulating and approving its policy positions, particularly in the context of congressional testimonies. They pointed to three categories of occurrences that gave rise to their confusion…

Read More

NAIFA-NALU – Index ABCDEFGHIJKLMNOPQRSTUVWXYZ# N NAIFA – Documents NAIFA – National Association of Insurance and Financial Advisors NAIFA / NALU – NAIC NAIFA / NALU – People NAIFA / NALU – Snippets NAIFA-NALU – Index NALU – National Association of Life Underwriters Back to top Q Q: Why didn’t the ACLI and NALU / NAIFA…

Read More

Allen D. Booth When a policyholder feels deceived, the disintermediation potential is enhanced. — Allen D. Booth, FSA, is a consultant in the Milwaukee office of Towers, Perrin, Forster and Crosby. He consults on product management, strategic planning and financial projections.  1982 – SOA – Universal Life Update (rsa82v8n34), Society of Actuaries – 26p ….…

Read More

Low-Load Life Insurance 1989 – Book – Individual Investor’s Guide to Low-Load Life Insurance, by Glenn Daily Mauerer, Florida,  1994 – Utah Bar Journal – https://www.utahbar.org/wp-content/uploads/2022/11/1994_Final_03_Mar.pdf p48 – 1993 03 – Kiplinger’s -March – Tax-deferred compounding and high early account values give low-load policies an advantage.” 1993 08 – U.S. News & World Report -…

Read More

Robert Rikard  2024 1025 – LIFE180 – MPI Cease and Desist Order: Is MPI Dead? ATTORNEY REVIEW – [Robert Rikard] – [VIDEO-YouTube-01:11::39]   —   [BonkNote] Utah Rikard, Robert G. (aty) 2:2021mc00159 In re: Receiver for Scott A Kohn and Future Income Payments Utah District Court 03/16/2021 04/05/2021 Rikard, Robert G. (intv) 2:2021mc00159 In re: Receiver for Scott A Kohn and…

Read More

2024 1025 – LIFE180 – MPI Cease and Desist Order: Is MPI Dead? ATTORNEY REVIEW – [Robert Rikard] – [VIDEO-YouTube-01:11:39]  2024 1025 – LIFE180 – MPI Cease and Desist Order: Is MPI Dead? ATTORNEY REVIEW – [Robert Rikard] – [VIDEO-YouTube-01:11::39]  —  [BonkNote] investorloss agent depositions 7 – company training material for agents tax-free income that only the…

Read More

Ben Baldwin 1995 – Variable universal life: The “Swiss army knife” of financial planning. Journal of the American Society of CLU & ChFC, 49(3), 22-25, by Ben Baldwin –  https://www.proquest.com/openview/9ff3e0b3fbb7867a0e560b06d397320a/1?pq-origsite=gscholar&cbl=34822 Subject: File No. S7-23-18 – .sec.gov/comments/s7-23-18/s72318-4931030-178428.htm From: Benjamin G Baldwin , Jr. Affiliation: BFA, LLC. CLU, ChFC, CFP, MSFS, MSM, AEP (Distinguished) February 13, 2019 Five…

Read More