Agents – [BonkNote]

Rick Urso Daniel Richard Urso 20 Apr 1992, Mon Tampa Bay Times (St. Petersburg, Florida) Newspapers.com 1993 – LC – Horton v. Metropolitan Life (def. Rick Urso) 8:93-cv-01849-SDM Florida Middle District Court Date filed: 11/01/1993, Date terminated: 10/25/1994, Date of last filing: 06/23/2011 Document 1 – Filed 11/01/93 – Complaint – 37p 1994 0603 – The…

Agent – Turnover Rate 1993 1228 – NYT – New Refunds for Misled MetLife Customers, (discussing the Metropolitan Life Insurance Company’s involvement in such practices) – , by Michael Quint – [link] Metropolitan will move back toward more central control through the training of new employees, Mr. Kamen said. In the company’s sales force of…

Sales Strategies Bank on Yourself Pamela Yellen BTID – Buy Term and Invest the Difference BYOB – Be Your Own Banker Kai-Zen LEAP – Lifetime Economic Acceleration Process Flex Method IBC – Infinite Banking Concept Nelson Nash Laser Fund Doug Andrew LIRP – Life Insurance Retirement Plan David McKnight Missed Fortune Doug Andrew MPI…

MoneyTrax – Circle of Wealth moneytrax.com/ youtube.com/@CircleofWealthbyMoneyTrax Don Blanton “Private Reserve Strategy” MoneyTrax – Circle of Wealth – Ten Minute Lesson on Life Insurance – cow.moneytrax.com/f1/cow_fmli2_natlifegrp.htm Example Script There is the “minimum one can pay” for a given amount of insurance coverage for a specific age and the “maximum one can pay”. Who determines the…

Transferring Information – Company to Agent Crown Life – Casteel mp3 1994 03 – InsuranceObserver.com – Western National’s Deceptive Memo: (Western is Incomplete disclosure on rating) – 12p p4 – THE FEBRUARY ISSUE of the Insurance Forum contained a memo from Western National Life’s p4 – marketing department to its agents summarizing its ratings. Joseph…

Exam Prep Canada LLQP – Life License Qualification Program — [BonkNote] 2022 0223 – Life Insurance Exam – Adjustable Life Insurance – Life Insurance Exam Prep – [VIDEO-YouTube-03:37] 2022 0302 – Life Insurance Exam – Universal Life – Life Insurance Exam Prep – [VIDEO-YouTube-09:17] 7 – IUL is not a retirement plan IRS – Corridor Comment: @marklandedwards7997…

Agency Law Principal-Agent 2024 0209 – FSRA – [2023-015] – Comments – Consultation for Proposed Guidance on Life Insurance Agent & MGA Licensing Suitability — [BonkNote] CLHIA – Canadian Life and Health Insurance Association – Lyne Duhaime – [FSRA-2023-015] – 2024 0223 – 10p Reliance on Agency Law falls short: In practical terms, the vast majority of MGAs operate independently and support…

Apparent Authority 2018 – LC – Ciofoletti v. Securian Fin. Grp. — [BonkNote] No. 0:18-cv-03025-JNE-ECW (D. Minn.) – filed in federal court in St. Paul, Minnesota Doc 138 – Transcript – June 23, 2020 p27 – It’s Vacura v. Haar’s Equipment, Inc. It’s cited in the notes to this Jury Instruction, 364 N.W.2d 387 at…

Authority Actual Authority Apparent Authority 2018 – LC – Ciofoletti v. Securian Fin. Grp. — [BonkNote] No. 0:18-cv-03025-JNE-ECW (D. Minn.) – filed in federal court in St. Paul, Minnesota Doc 138 – Transcript – June 23, 2020 p27 – It’s Vacura v. Haar’s Equipment, Inc. It’s cited in the notes to this Jury Instruction, 364…

Chapter 4 – Universal Life (p53) – This Chapter explores the third type of permanent insurance, universal life (UL) insurance, which evolved after numerous modifications to whole life insurance. (p261) – 11.6 Using illustrations [Bonk – [1]]: Understand, Underwriters – Coverage, [Bonk – [2]]: Term vs Perm, Perm – Projections, Illustrations = Complex, [Bonk…