Agents
LLQP – Life License Qualification Program
LLQP – Life License Qualification Program 2014 03 – LLQP – Report on LLQP Curriculum – Survey Results, CISRO-OCRA – 24p 2014 03 – LLQP – Life License Qualification Program – Curriculum, CISRO-OCRA – 58p 2015 05 – LLQP – Life License Qualification Program – Curriculum, CISRO-OCRA – 59p https://www.fsrao.ca/sites/default/files/comments/2020-11/Comment%20Letter%20re%20FA%20and%20FP%20Title%20Regulation.pdf E311 – Life Insurance – 2022…
Read MoreNational Life Brokers Association
National Life Brokers Association Frank S.J. McIntosh Book – The Great Misrepresentation regarding the Cost of Life Insurance, by “A Study of Mutual Life Insurance Dividends”, National Analytical Service, Inc”. – <WishList> Insurance Research Service Library National Analytical Service ia902303.us.archive.org/3/items/telephonedirecto00citi_11/telephonedirecto00citi_11.pdf North Carolina – 571 E. Main Street – 883-9333 – Book – How I Got…
Read MoreJail
Jail David Rutstein – The People that are running your company may end up in jail. 20 – Sahid – So, you are saying that Patrick Bet-David who is worth 500 Million dollars is going to end up jail? And the same … did the partnership with Integrity Marketing, a company that is worth over…
Read MoreMGA – Managing General Agent
MGA – Managing General Agent 2023 1121 – FSRA – Proposed guidance on Life Insurance Agent & MGA Licensing Suitability — [BonkNote] — [link] — 34p 2024 0209 – FSRA – [2023-015] – Comments – Consultation for Proposed Guidance on Life Insurance Agent & MGA Licensing Suitability — [BonkNote] BonkNote Comment – FSRA’s Life Agent and MGA Suitability Guidance – [2023-015] – 2024 0209 – 2p…
Read More2018 0122 – Van Mueller | State Farm Agent Training Feb 2017 (Complete) – [VIDEO-YouTube-04:04:06]
2018 0122 – Van Mueller | State Farm Agent Training Feb 2017 (Complete) – YouTube 2018 0122 – The Financial Advocacy Podcast / David Kinder – Van Mueller | State Farm Agent Training Feb 2017 (Complete) — [BonkNote] — [VIDEO-YouTube-04:04:06] ⇒ [Bonk: The Volume Starts Out Loud, turn the volume down.] 2017 – State Farm…
Read MoreMDRT – Million Dollar Round Table
MDRT – Million Dollar Round Table mdrt.org/ mdrtacademy.org/en-US/membership/ youtube.com/@MillionDollarRoundTable/videos 1999 – Book – MDRT – Million Dollar Closing Techniques – 2021 1208 – MDRT – Massive goals build success – [VIDEO-YouTube-03:51] 2020 – Million Dollar Round Table – 10 minutes of favorite sales ideas from two industry greats – [VIDEO-YouTube-11:20] three buckets Cash Value Life Insurance We…
Read MoreConflicts of Interest
Conflict of Interest 1966 – LR – The Unauthorized Practice of Law by Laymen and Lay Associations, by Loyd P. Derby – 34p 2005 – LR – The Dirt on Coming Clean, When rendering legal advice to customers, life insurance salesmen have a conflict of interests—they are interested in setting up an estate plan with…
Read MoreCompensation
Compensation Bonuses Charge Backs Commissions Fee For Service Fee Only Flexible Compensation Overrides Target Premium Trips, etc 1986 – SOA – New Forms of Agency Compensation — Impact On Product Design And Company Profitability, Society of Actuaries – 42p
Read MoreIndependent Contractors
Independent Contractors NAIC – captive vs. independent agents – naic.softlinkillumin.net/knowledgebase/#/question/128992′ Number of agents: 422,600 total insurance agents in the US (2021) 41,290 total in California Data from BLS Captive agents – employees or contractors? In 2019, the 6th Circuit held that American Family agents were independent contractors based on the Supreme Court’s Darden standard. This essentially considers “the hiring…
Read MoreAgent – Failure Rate
Agent – Failure Rate 1962 – SOA – Discussion of Subjects of Special Interest: Agency Compensation, Society of Actuaries – 11p 1962 – SOA – Discussion of Subjects of Special Interest: Agency Compensation, Society of Actuaries – 11p (p5) – Russell R. Jensen: We have not seen much change in agent turnover recently at Northwestern…
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