2021 1107 It’s very possible to have a 25-year term with zero cash value, using a UL product. —  Lawrence Silkes 1990 – Life Product Development Update, Society of Actuaries – 20p Questions – 2021 11 What is a Supplemental Illustration? (BB, Wicka, Donna Wicka – More Complicated products would need more pages.) – 2018/10/9-  LIIIWG -…

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CSPAN – Requests 2021 0919 2008 1021 – Financial Markets Oversight and Regulation – mp4 2008 1015 – GOV –  Hearing to Review the Role of Credit Derivatives in the U.S. Economy [PDF-259p, VIDEO-CSPAN- Request 09192021] – <mp3, mp4>  Tom Harkin (IA), Eric Dinallo (NYSID) x – OCTOBER 23, 2008 – Regulatory Response to the…

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NAIC – Groups – Outline NAIC – Groups NAIC – Groups – Index NAIC – Framework 2004 – Insurance Marketplace Standards (A) Working Group MARKET CONDUCT AND CONSUMER AFFAIRS SUBCOMMITTEE (EX3) Subgroup on the Unfair Trade Practices Act  UNFAIR TRADE PRACTICES ACT – MDL-880 MARKET CONDUCT SURVEILLANCE MODEL LAW  – MDL-693 MARKET CONDUCT RECORD RETENTION AND…

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Bonk 2018 – SquirePattonBoggs – State Insurance Regulation – Increased Disparagement of the Regulatory Framework and a Call for Action, by Mary Jo Hudson, Director of the Ohio Department of Insurance (2007-2011) – 7p 2012 0718 – Hinerman – Life Insurance Reality Show Continued! by Ed Hinerman – [link] Letter – Consumer to Ohio Department of…

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Packets In a Universal Life policy, you can choose a flexible premium payment pattern as long as you pay enough to keep your policy in force.” Evaluate the Future of Your Policy Does your policy have a cash value? Ask your insurance agent, financial advisor, or an insurance company representative for an illustration showing future…

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Projects – Index ABCDEFGHIJKLMNOPQRSTUVWXYZ# C CFPB – Government Hearings C-SPAN Back to top F FCIC – Hearings FSOC – Government Hearings Back to top G Government (Fed) – AV Back to top L Lawsuits – VIDEOS – Clips Legal Cases – Video – Sandbox Back to top N Need to Take a Broader Look at…

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Requests C:\Users\BonkN\dwhelper 2011 1119 – GOV (JEC) – Financial Regulatory Reform: Protecting Taxpayers and the Economy, Geithner – PDF-61p jec.senate.gov/public/index.cfm/2009/11/11.19.09 – Video [Bonk:  Sent request to Contact page – 2022 0929] 2015 0325 – GOV (Senate) – FSOC Accountability Nonbank Designations- PDF-165p VIDEO-CSPAN (The CSPAN Site says “This video was obtained from the Congressional  Committee’s…

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Problems Problems – Index Solutions Problems – 1 Robert E Wilcox Change Without Damage The number one perceived problem is that buyers simply do not understand the nonguaranteed nature of life insurance illustrations. Also, it is impossible for the average buyer to judge the reasonableness of the assumptions underlying the numbers in the illustration.  — …

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2022 0908 – GOV (Senate) – Current Issues in Insurance – SandBox   0-5:40 SB Life Insurance in the event of a tragedy. NAIC. FIO to promote National Coordination in the Sector. International. Keeping people’s hard earned money safe. Lockheed / Athene / Private Eqity firm Apollo. People are nervous.  PE into Insurance and other…

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