SB – IAIS – 2022 2022 – House of Commons – Treasury Committee – Future of financial services regulation, First Report of Session 2022–23 – 68p <Words: Risk Margin, long-term products, matching adjustment, illiquid assets, matching adjustment benefit> (p43) – 140. Vicky Saporta, Executive Director, Prudential Policy Directorate, Prudential Regulation Authority (PRA), and Charlotte Clark, Director…

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AIG v Executive Life Insurance Company 1991-1, NAIC Proceedings – 10. Special Report on Executive Life Companies Jim Schacht delivered a special report on the Executive Life Companies. He reported that since January 1990 a special committee has been addressing the situation with regard to Executive Life Insurance Companies. It was noted that the financial evidence…

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Dots – NAIC – Working Groups – 2013 Forward 2. Ensure customer awareness of the likelihood for variability of returns; —  ACLI Letter 2014-, NAIC Proceedings  2017 1106 Life Insurance Buyer’s Guide (A) Working Group Conference Call Attachment Four Life Insurance and Annuities (A) Committee   Brenda Cude (University of Georgia) said the issue of…

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NAIC – Life Insurance Information – BonkNote (p14) – Terri Vaughan – (NAIC, CEO / IA): So what we try to do is educate consumers about the critical importance of this issue. We spend a lot of money on consumer education. We created a Web site, Insure U Web site, for consumers to go to…

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NAIC – Life Insurance Info – Add NAIC Be Sure You Can Afford the Premium Payments Before purchasing a life insurance policy, be sure that you can afford the cost. Can you afford the initial premium? If the premium increases later, will you still be able to afford it? Legal Cases Blumenthal v New York…

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Long-Term Care Insurance 1991 0531 – GOV – HHS – ASPE – Report – The Federal Role in Consumer Protection and Regulation of Long-Term Care Insurance –  90p aspe.hhs.gov/reports/federal-role-consumer-protection-regulation-long-term-care-insurance-1 (p16) – 19 Consumer Reports, “Gotcha! The Traps in Long Term Care Insurance,” June, 1991, p. 427. After, listening to fourteen sales presentations for long term…

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Universal Life as Adjustable Life Adjustable Life Insurance 2021 – ACLI Fact Book – 234p Universal life insurance:  A type of permanent life insurance that allows the insured, after the initial payment, to pay premiums at various times and in varying amounts, subject to certain minimums and maximums. To increase the death benefit, the insurance…

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Military – Sandbox 2004 0712 – ThinkAdvisor – American-Amicable Reports Military Allotment Woes, By Staff Writer – [link] 2006 1128 – af.mil -Insurance companies to pay back GIs for deception, By Elaine Wilson, American Forces Press Service – [link] 2008 0902 – Kiplingers – Taking Aim at Military Scams: The men and women who protect our…

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Adults Reasonable Person ”Anything that is unethical or inappropriate should not exist, period,” Mr. Keating said. (the former governor of Oklahoma, who is president of the American Council of Life Insurers) But ”someone who is mature enough to fight and quite possibly die for their country,” he added, ”should be freely able to decide how…

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