Bonk – Page 8 – [BonkNote]

Bonk – Illustrations It is probably true that most of the information needed is already in illustrations but doesn’t get to the consumer because of their limited attention span or because of how the information is presented. Though it is usually not stated so simply, in the area of llustrations, format not content is the…

P1P2 – Legal Case – Maloof v John Hancock The Maloofs <Policyowner> subsequently received a notice from John Hancock dated February 13, 2007, notifying them that an additional premium paymentA of $5,265 was required by April 15, 2007, in order to continueB the 1992 universal-life policy until July 13, 2007; otherwise, the notice informed them,…

P1P2 – NAIC Commissioner Willis said the trouble with disclosing that the premium (P1-A) might at some point “resume” is that the premium (P2-B) never stopped. It is misleading to make a consumer think the premium (P1-C) is not being paid. 1994-3, NAIC Proceedings Bonk P1 E1 SIV i CIV P2 E2 DB-A DB-CP…

P1P2 – NAIC – Life Insurance Buyer’s Guide Even if there is enough in your account (SIV-A) to pay the premiums (P2-B), continuing to pay premiums (P1-C) yourself means that you build up more cash value (SIV-D) . 2007 – NAIC Life Insurance Buyer’s Guide – 10p Policy Mechanics / Works P1 E1 SIV i…

P1P2 – Actuarial Policy Mechanics / Cash flow 1873 – Book – Politics and Mysteries of Life Insurance, Elizur Wright – 265p – [GooglePlay-link] (p12) – (SIV – “Self Insurance Value”) – Consequently, the insurance done by …the company is … 972.34, and the balance, $27.66, is the self-insurance, reserve, or “value of the policy,”…

P1P2 – Grid Bonk P1 E1 SIV i CIV P2 E2 DB-A DB-CP Notes: A) Universal Life Policyholder Determines Company Calculation Company Determines Company Determines Policy Mechanics Policy Mechanics Company Calculation Policyholder Determines Policy Mechanics Generic Premium Cost Guaranteed Maturity Premium (GMP) Guideline Level Premium Planned…

Um – NAIC Universal Life Insurance Includes guaranteed annual cash value growth but no investment flexibility. insureuonline.org/insureu_type_life.htm

Um I have been present at such meetings… when the whole course of a debate… was changed by the halting remarks of some man who was reluctantly moved by a compelling sense of responsibility to combat theories and statements which had been glibly presented and generally accepted and which he knew to be erroneous, wholly or…

NARA – 2 2017 02 – FCIC – Finding Aid for the Records of the Financial Crisis Inquiry Commission, (RG 148) – 2190p (p1935) – 2010-05-04 – UNREVIEWED transcript of John Reich interview_1.pdf (p1989) – John Reich In Person Interview_1.WMA (p2007) – 2010-09-14 FCIC staff audiotape of interview with Alex Hart and Neil Miller, Maryland Insurance Administration_1.wma…

Premiums and Benefits – Coverage Period Coverage Period – Examples g. Clarifying “Coverage Period Description” The Working Group discussed what information is intended to be included. Mr. Yanacheak said this is intended to capture how long a policy’s term is—a term of years or for life. Mr. Birnbaum said it is intended to answer the…