Except For example, a rapid growth of substantial sales in financial products or transactions by a particular company that are highly dependent on borrowing or other financial transactions, may be one potential indicator of possible risk to financial stability. In addition, the insurance industry has historically demonstrated the ability of other companies to assume the…

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ACLI – Premiums and Benefits 11. Review Your Life Insurance Program Every Few Have your premiums or benefits changed since your policy was issued? 2018 0218 – ACLI Comments on Draft 2/9/2018 – conference call 2-26-18 1981 0831 – ACLI – Statement of the American Council of Life Insurance Before the NASAA NAIC Joint Regulatory Insurance…

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Questions – 2021 11 Product Descriptions Coverage Period Premium Benefits Policy Mechanics Complaints Language The Working Group discussed some language that was hard to understand referring to premiums and benefits.  The Working Group discussed language suggested by the ACLI defining the different kinds of life insurance policies for inclusion in the section titled, “Compare Different…

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1977 10 – Changing Times – Adjustable Life Insurance 1977 10 – Changing Times – Adjustable Life Insurance  —  [BonkNote] “Adjustable” Life Insurance.  The idea is to have one policy you can change as your needs change.   1977 10 – Changing Times – Adjustable Life Insurance  – (p17-19) – GooglePlay —  [BonkNote]

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2021 1107 It’s very possible to have a 25-year term with zero cash value, using a UL product. —  Lawrence Silkes 1990 – Life Product Development Update, Society of Actuaries – 20p Questions – 2021 11 What is a Supplemental Illustration? (BB, Wicka, Donna Wicka – More Complicated products would need more pages.) – 2018/10/9-  LIIIWG -…

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CSPAN – Requests 2021 0919 2008 1021 – Financial Markets Oversight and Regulation – mp4 2008 1015 – GOV –  Hearing to Review the Role of Credit Derivatives in the U.S. Economy [PDF-259p, VIDEO-CSPAN- Request 09192021] – <mp3, mp4>  Tom Harkin (IA), Eric Dinallo (NYSID) x – OCTOBER 23, 2008 – Regulatory Response to the…

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NAIC – Groups – Outline NAIC – Groups NAIC – Groups – Index NAIC – Framework 2004 – Insurance Marketplace Standards (A) Working Group MARKET CONDUCT AND CONSUMER AFFAIRS SUBCOMMITTEE (EX3) Subgroup on the Unfair Trade Practices Act  UNFAIR TRADE PRACTICES ACT – MDL-880 MARKET CONDUCT SURVEILLANCE MODEL LAW  – MDL-693 MARKET CONDUCT RECORD RETENTION AND…

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Bonk 2018 – SquirePattonBoggs – State Insurance Regulation – Increased Disparagement of the Regulatory Framework and a Call for Action, by Mary Jo Hudson, Director of the Ohio Department of Insurance (2007-2011) – 7p 2012 0718 – Hinerman – Life Insurance Reality Show Continued! by Ed Hinerman – [link] Letter – Consumer to Ohio Department of…

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