Munich Re munichre.com/en.html 2019 – Munich Re – Whole Life vs Universal Life, ILEC Observations – 4p 2000 – Munich Re – Unit-linked insurance: A general report – 51p The product names (e.g. “Universal Life” and “Variable Life” in North America) will be fully described in a later paper in this series. (p9) 4.4 ADEQUATE SYSTEMS…

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Guardian Reasonable consumers acting reasonably recognize sales pitches and ordinarily discount them accordingly. In addition, to acknowledge that consumers understand that future interest rates will affect their future premium rates is reasonable and even respectful of individual intelligence, personal accountability and good common sense (see, Fischel & Stillman, supra, at 16). 1999 – LC -…

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Transamerica Aegon Transamerica  WFG – World Financial Group interactive.web.insurance.ca.gov/apex_extprd/f?p=144:6:::NO:RP,6:P6_COMPANY_ID:5738 Name History TRANSAMERICA LIFE INSURANCE COMPANY – Current –  03/01/2001  PFL LIFE INSURANCE COMPANY – Old – 01/01/1991 NN INVESTORS LIFE INSURANCE COMPANY, INC. – Old 2012 1101 – Letter – Transamerica to SEC – Re: Supplemental Comments on Stable Value Contract Study, CFTC/SEC Release No.…

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Corporate Governance Under some permanent insurance, contracts being sold today, the chances are you could stop paying after 7, 8, or 9 years and the insurance would remain in force for the rest of your life without further premium payments. (p6069) — Robert Beck (Prudential CEO) 1985 0719 and 0722 – GOV (House) – Comprehensive…

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Stock Companies Many stock life insurance companies seem to feel that it is imperative for them to offer new and attractive products in order to survive in the present environment. 1981-1, NAIC Proceedings

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Bankassurance 21 There are various definitions of bankassurance. By focusing on production, a bankassurer can be defined as a financial group or conglomerate that includes both bank credit origination and insurance underwriting. But bankassurance can be limited to distribution agreements only in which a bank merely distributes third-party insurance products in a contractual agreement with…

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Ambac – American Municipal Bonds Corp. Ambac – American Mutual Bond Assurance Company 2008 Financial Crisis Kim Shaul – FCIC – Interview Surplus Notes Settlements with Banks ambacpolicyholders.com/ Legal Cases ambacpolicyholders.com/ 17 Ambac filed for bankruptcy protection under Chapter 11 of the US Bankruptcy Code on 8 November 2010 2011 11 – IAIS – Insurance and…

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Mutual Companies 1993 – SOA – The Dilemma for Mutual Companies, Society of Actuaries – 18p JAMES R. THOMPSON: Mr. Hertz mentioned that mutuals are using subsidiaries for new products. Could you give me specific examples? MR. HERTZ: A number of mutual companies are using subsidiaries to market Universal Life, Variable Life, indeterminant premium products–products…

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Failures What companies are we talking about when we say companies on the edge? So that we’ll all be on the same plane, I’ve grouped some of the more well-known companies as follows: APPROACHING THE EDGE: Fidelity Mutual?, Mutual of New York?, and Travelers? AT THE EDGE: First Capital, Monarch Life, and Mutual Benefit. OVER…

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Valmark valmarkfg.com/site/ Lawrence J. Rybka – Chairman and CEO Valmark Financial Group youtube.com/channel/UCgG0yMvQz4R3rn5FRapLoyA/playlists

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