Disclosure

LDWG – Life Disclosure Working Group – (A) – NAIC – Selections LDWG – Life Disclosure Working Group – (A) – NAIC — [BonkNote] 1982-2, NAIC Proceedings – [ULMR – Universal Life Insurance Model Regulation – MDL-585 – NAIC] This model began its development when an interested party* gave a brief description of the background and…

Disclosure – Index ABCDEFGHIJKLMNOPQRSTUVWXYZ# B Bait and Switch Back to top C CIDWG – Consumer Disclosure Issues Working Group – (A) – NAIC COI – Cost of Insurance Cost Disclosure Back to top D Disclosure Disclosure of Assets Disclosure – Index Duty to Disclose – Walker vs. LSW Back to top E Evaluation Life Insurance…

2004 1116 – GOV (Senate) – Oversight Hearing on Insurance Brokerage Practices, including Potential Conflicts of Interest and the Adequacy of the Current Regulatory Framework 2004 1116 – GOV (Senate) – Oversight Hearing on Insurance Brokerage Practices, including Potential Conflicts of Interest and the Adequacy of the Current Regulatory Framework, CSPAN (Insurance Brokerage and Regulation…

Premium – Regulator – Universal Life Commissioner Hager of the Universal & Other Plans (A) Task Force stated that there appeared to be disclosure problems with universal life plans and that the identification of these items should be placed on the Actuarial Task Force agenda. Some of the items identified which should be disclosed: (2)…

Bait and Switch Policies that credit higher interest rates in early years and lower rates in later years came in for criticism. Some characterized such policies as “bait and switch” and thought they should be restricted by regulation or by actuarial standards of practice. (p4) 1993 07 – SOA – ASB Mulls New Standards, The Actuarial Update, Gary…

ULMR – Universal Life Model Regulation – MDL-585 – NAIC – Snippets PAGE 1 Drafting Note: It is the position of the drafters of this regulation that universal life insurance is simply another competing type of life insurance which should be treated, to the extent possible, in the same regulatory manner as other life insurance…

1992 0623 – GOV (Senate) – Consumer Disclosure of Insurance 1992 0623 – GOV (Senate) – Consumer Disclosure of Insurance, Howard Metzenbaum (D-OH) — [BonkNote] [PDF-323p-GooglePlay, VIDEO-?]->Not on govinfo.gov – R ….on concerns relating to the adequacy of financial disclosures made in connection with the purchase of whole life insurance policies. Judy Faucett 1991-1992 – SOA…

Meaningful Disclosure Teresa Winer (GA) said that disclosure is helpful, but only if it is meaningful. 2019 0917 – NAIC Proceedings (Fall, 6-77) – LIIIWG – Life Insurance Illustrations Working Group …. would they know what that really means in terms of the risk to them and how it would interact with…… — Brian Brosnahan,…

COI – Cost of Insurance 2019 0917 – LIIIWG – Life Insurance Illustrations Issues Working Group – (A) – NAIC – COI – Cost of Insurance — [BonkNote] 2019 – ACLI – Cost of Insurance in the News – 16p Until the buyer understands how the product works, attempts to compare price are essentially meaningless. 1972 – SOA…

1990-1A, NAIC Proceedings – NAIC / LIMRA – Universal Life Disclosure Form Focus Group Summary – 10p 1990-1A, NAIC Proceedings – NAIC / LIMRA – Universal Life Disclosure Form Test Market Results – Focus Group – CIDWG – Consumer Issues Disclosure Working Group — [BonkNote] — 10p 1993 – NAIC – Policy Information for Applicant -…

LDWG – Life Disclosure Working Group (A) – NAIC – Selections

Disclosure – Index

2004 1116 – GOV (Senate) – Oversight Hearing on Insurance Brokerage Practices, including Potential Conflicts of Interest and the Adequacy of the Current Regulatory Framework – Peter Fitzgerald (R-IL)

Premium – Regulator – Universal Life

Bait and Switch

ULMR – Universal Life Insurance Model Regulation – MDL-585 – NAIC – Snippets

1992 0623 – GOV (Senate) – Consumer Disclosure of Insurance – Howard Metzenbaum (D-OH)

Meaningful Disclosure

COI – Cost of Insurance

1990-1A, NAIC Proceedings – NAIC / LIMRA – Universal Life Disclosure Form Focus Group Summary – 10p