Informed Consumer (p33) – Informed consumers are the cornerstone of effective consumer protection. This is particularly true in relation to life insurance with its proliferation of complex products over the past decade. —  NAIC – Statement of David Lyons, Iowa Insurance Commissioner (IA), On Behalf of the National Association of Insurance Commissioners  1993 0525 -…

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DOL – Department of Labor DOL Fiduciary Rule ERISA – Employee Retirement Income Security Act of 1974  2006 – DOL – Proposed Rule – Default Investment Alternatives under Participant Directed Individual Account Plans Comments – dol.gov/agencies/ebsa/laws-and-regulations/rules-and-regulations/public-comments/1210-AB10 2008 – DOL – Proposed Rule – Investment Advice – Participants And Beneficiaries NPRM Comments – dol.gov/agencies/ebsa/laws-and-regulations/rules-and-regulations/public-comments/1210-AB13-2 2008 1006…

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Suitability There should be suitability rules in place, particularly for cash value life insurance policies to assure that sales of proper products are made.  (p14) —  J. Robert Hunter 2003 0506 – GOV (House) – Increasing the Effectiveness of State Consumer Protection – [PDF-123p, VIDEO-?]  2000 – NAIC – Suitability of sales of life insurance and…

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