Consumer Action Handbook I’m excited to have the opportunity to welcome you to a new edition of USA.gov’s Consumer Action Handbook, your guide to being an informed consumer. Marietta Jelks – Editor-in-Chief, Consumer Action Handbook Whole (or universal) life insurance policies are considered permanent. As long as you pay the premium, the policy is in…

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2008 Financial Crisis 2008 Financial Crisis – Index The Global Economic & Financial Crisis: A Timeline, by Mauro F. Guillén – 96p the92ers.com/content/confederacy-dunces Economic Stabilization Act of 2008 (P.L. 110-343): Allowed the Secretary of the Treasury to purchase and insure “troubled assets” to help promote the strength of the economy and financial system. The act established…

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OTS – Office of Thrift Supervision AIG – OTS – Office of Thrift Supervision 2008 – Financial Crisis Michael Finn – Northeast Regional Director, Office of Thrift Supervision Clarence Lee – Former Managing Director, Office of Thrift Supervision ->Complex and International Organization Scott Polakoff John Reich, Former Director of Office of Thrift Supervision Universal Life…

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TARP – Troubled Asset Relief Program TARP – MEDIA 2009 0408 – WSJ – U.S. to Offer Aid to Life Insurers: Firms Face Capital Crunch; How Much They Will Get From TARP Remains Unclear, By Scott Patterson, Deborah Solomon and Leslie Scism – [link] Shares of life insurers have fallen more than 40% this year. Their…

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COP – Congressional Oversight Panel COP – Index Start – 2008 1126 End –  COP – Reports COP – June 2010 Report – Snippets cybercemetery.unt.edu///cop.senate.gov/ Firefox, not Chrome cybercemetery.unt.edu///frbny-documents.pdf cybercemetery.unt.edu////aig-documents.pdf congress.gov/committee/congressional-oversight-panel/jocp00 wikipedia.org///Congressional_Oversight_Panel_(COP) CSPAN – COP – Troubled Asset Relief Program Oversight Panel – [link] senate.gov/general/common/generic/COP_redirect.htm The Congressional Oversight Panel (COP) was a bipartisan organization that…

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Congressional Oversight 2021 – CRS – Congressional Oversight Manual –  127p Congressional oversight : methods and techniques  prepared for the Subcommittee on Oversight Procedures of the Committee on Government Operations, United States Senate, by the Congressional Research Service, Library of Congress, and the General Accounting Office, July 1976. 2000 – Congressional Oversight: Challenges for the 21st Century  Statement…

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Government Reports REPORT ON THE ACTIVITIES OF THE COMMITTEE ON BANKING, HOUSING, AND URBAN AFFAIRS 1940s 1949 – GOV – Profits: Report of a Subcommittee of the Joint Committee on The Economic Report On Profits Hearings – [PDF-249p] (p3) – A recurrent theme in the hearings was the drying up of the security market for equity…

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Government Hearings Government Hearings – Index 1955 – GOV (Senate) – Stock Market Study: Regulation of Unlisted Securities, (D-NY) Part 1 –  Part 2 – 1955 0627/30 and 0701 – p1023-1728 S. 2054 – A Bill to Amend the Securities Exchange Act of 1934, as Amended (p1131) – Statement of the American Life Convention and…

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NCSL – National Conference of State Legislators ncsl.org/ ncsl.org/research/fiscal-policy/preserving-reserves.aspx ncsl.org/Portals/1/Documents/magazine/articles/2014/SL_0414-Fin.pdf ncsl.org/state-legislatures-magazine Amid claims the federal government should oversee insurance companies, state lawmakers say consumers are better off with them in charge. – re: Federal Insurance Office, Kanjorski, FIO https://www.ncsl.org/research/financial-services-and-commerce/sl-mag-right-to-regulate.aspx – [Bad Link] https://www.thefreelibrary.com/Right+to+regulate%3A+amid+claims+the+federal+government+should+oversee…-a0211631674 2009 1001 – State Legislatures Magazine – Right to regulate: amid claims…

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House House – Committee on Banking, Finance and Urban Affairs Subcommittee on Policy Research and Insurance Subcommittee on Economic Stabilization House – Financial Services Committee Subcommittee on Oversight and Investigations Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises Subcommittee on Digital Assets, Financial Technology and Inclusion  democrats-financialservices.house.gov/subcommittees/subcommittee/?SubcommitteeID=126827 House – Housing and Insurance House -…

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