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FOIA – Freedom of Information Act
FOIA – Freedom of Information Act foiaproject.org/ GAO gao.gov/foia-requests Information Requests: govinfo.gov/content/pkg/CFR-2022-title4-vol1/pdf/CFR-2022-title4-vol1-sec81-3.pdf GovernmentAttic home.treasury.gov/footer/freedom-of-information-act judicialwatch.org/ judicialwatch.org/files/documents/2009/558_treasuryAIG.pdf scribd.com/publisher/72250156/Judicial-Watch-Inc/lists publicintelligence.net/ TheBlackVault John Moss 2004 0721 – Letter – FROM: Robert J. Freeman, Executive Director, State of New York Department of State Committee on Open Government – [link] I note that in a decision rendered in 2001, the…
Read MoreSources of Information for Consumers – Walker vs. LSW
Sources of Information for Consumers – Walker v LSW Matthew DeSantos – LSW’s Senior Vice-President of Distribution and Business Development (himself a former insurance agent) – DOC 792 p27> (p123) – other ways that potential policyholders could learn .. Tax Benefits <General Info> A I think there are many ways out there if you just…
Read MoreQ: Was LSW Trying to Hide Information? – Walker vs. LSW
Was LSW Trying to Hide Information? – Walker v LSW (p77) – Hidden Information – Matthew DeSantos – LSW’s Senior Vice-President of Distribution and Business Development (himself a former insurance agent) – DOC 792 p27> Q Have you ever seen any evidence that LSW is trying to hide the expenses of its IUL products from…
Read MoreInformed Consumer – Walker vs. LSW
Informed Consumer – Walker v LSW Donna Morgan – chief compliance officer for the Life Company Life Insurance Company of the Southwest, and National Life Insurance Company. Q: If you were considering purchasing an equity indexed universal life policy or investing in a mutual fund, would you want to know the costs and expenses of…
Read MoreIndicators of Uninformed Consumers
Indicators of Uninformed Consumers Lawsuits Complaints to State / Company Media Reports Market Conduct Problems Government Reports / Hearings Consumer Testing / Focus Groups
Read MoreInformation Barriers
Information Barriers 2010 0910 – WSJ – ‘Systemic Risk’ Stonewall: Some Bailout Questions the Fed Still Hasn’t Answered — [BonkNote] — [link] [Bonk: Who authored this article?] Data Access Dr. Yager said he attended some of the NAIC computer sessions in Detroit and he found the NAIC databases to be fascinating but that he could not…
Read MoreMarket Moving Information
Market Moving Information Change no Damage?? I have heard that the designation process is not transparent, and I am all for increased transparency, but I assume the Council must balance transparency against disclosing confidential or potentially market-moving information. (p37/2:08) — Senator Elizabeth Warren (D-MA) 2015 0325 – GOV (Senate-Banking) – FSOC Accountability: Nonbank Designations -…
Read MoreQ: Where Did They Get Their Information?
Where Did They Get Their Information? With more conservative assumptions, policyholders pay in higher amounts in premiums than are required to pay the death benefits they contract for. Because the premiums earn more in reality when invested than they were assumed to and because the benefit payouts occur less gradually in reality than they were…
Read MoreNAIC – CIS – Consumer Information Source
Consumer Information Source (CIS) 5. Receive Brief Update on Consumer Information Source (CIS) Suggested Wording Mr. Lisson said regulators from Colorado, New York and North Carolina and Dr. Brenda Cude are currently working on recommendations for simplification of the wording on the NAIC Consumer Information Source (CIS) Web page. He added that the recommendations will…
Read MoreInformation Sharing
Information Sharing (p20) / 01:00:00 – I heard the consistency on the panel that there is no call here for a new regulator or super regulator to take the place, but rather someone to connect the dots. [PDF-254p, VIDEO-YouTube-Part 1of2 — Steve Bartlett, President and Chief Executive Officer, The Financial Services Roundtable 2009 0305 -…
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