inform

1985 – FTC – Report – Life Insurance Products and Consumer Information 1985 11 – FTC – Report – Life Insurance Products And Consumer Information, by Michael P. Lynch and Robert J. Mackay, Staff Report Bureau of Economics, Federal Trade Commission — [BonkNote] — [PDF-317p] (p36) – See, for example, the statement of John Filer, then…

Policy Information for Applicant – Universal Life – NAIC Focus Groups 1990-1A, NAIC Proceedings – NAIC / LIMRA – Universal Life Disclosure Form Focus Group Summary, — [BonkNote] — 10p 1993 – NAIC – Policy Information for Applicant – Universal Life Policy – 3p Life Insurance Disclosure Model Regulation – Appendix D Located in: 1993 0525 – GOV (Senate)…

Policy Information – History Market Conduct Surveillance Task Force “RULES GOVERNING THE ADVERTISING OF LIFE INSURANCE” 1987/1988 – ACLI STATEMENT ON BEHALF OF THE AMERICAN COUNCIL OF LIFE INSURANCE TO THE NAIC (A) COMMITTEE’S TASK FORCE ON LIFE INSURANCE COST DISCLOSURE, December 15, 1981 Since universal life insurance was then being marketed only on a…

Informed Consumer (p33) – Informed consumers are the cornerstone of effective consumer protection. This is particularly true in relation to life insurance with its proliferation of complex products over the past decade. — NAIC – Statement of David Lyons, Iowa Insurance Commissioner (IA), On Behalf of the National Association of Insurance Commissioners 1993 0525 -…

Informed Consumer 2016/4/3 – Life Insurance Illustrations Working Group Conference Call – NAIC Proceedings ……consumers being better able to understand the product performance…… ……need to take a broader look at how all products are explained to consumers…….. 2016 vs. 1982 1982 Proc. II 359-360 – Universal Life Model Regulation – Citations The Universal…

1975 1203 /1204 – GOV (Senate) – Veterans Insurance Information Disclosure 1975 1203 and 1204 – GOV (Senate) – Veterans Insurance Information Disclosure, Richard Stone (D-FL) — [BonkNote] [PDF-989p/1065p-GooglePlay] Senate – Committee on Veterans’ Affairs – Subcommittee on Housing and Insurance (p36) – William H. Huff III (Iowa) – President of NAIC, Statement (p44) – NAIC…

Timing of Disclosures / Information to Consumers Since supplying this information can interfere with the sales process, it would appear much better to give the customer a ten day free look and supply the required information at time of delivery. — Paul J. Overberg 1976 – SOA – Cost Comparisons and Policy Language, Society of Actuaries -…

1985 – FTC – Report – Life Insurance Products and Consumer Information

Policy Information for Applicant – Universal Life Policy – NAIC

Policy Information – Snippets

Informed Consumer

Informed Consumer-2

1975 – GOV (Senate) – Veterans Insurance Information Disclosure – Richard Stone (D-FL)

Timing of Disclosures / Information to Consumers