lsw

Special Verdict Form – Walker v LSW (p190) – He = Mr. Martens (Defendant Attorney) He told you that we need to prove that LSW knew Dr. Brockett’s lapse rates and Dr. Brockett’s reduced value rates, and that that was the level at which we needed to prove the case. But that is not true,…

Values – Walker v LSW (p185) – [Bonk: “a value” vs “the value” – MAC Charge] Then the monthly administrative charge. Again it’s disclosed that the values are not guaranteed except for those clearly labeled as guaranteed, and the monthly administrative charge is not clearly labeled. Mr. Brosnahan wants to say that’s on another page…

Omissions – Walker v LSW THE COURT: But we have the twist here that we are not dealing with express representations but, rather, alleged material omissions. MR. SHAPIRO: Certainly, Your Honor. This is a case that is being brought I think with the exception of the asterisk theory or the one-fee tag line exclusively on…

Account Value Enhancement – Walker v LSW (p175-176) MR. FOSTER: And just to be clear, Your Honor, the issue was that there was testimony where Mr. Tivilini was talking about the account value enhancement and that the company would have to actually fulfill the account value enhancement. The parties had agreed that none of that…

Free Insurance – Walker v LSW (p163-4) – Expectation = No Charges after 10 years – Howlett  Q And you thought after those ten years there would be no charges for the rest of your life for life insurance; correct? A I thought there would be no more charges for the rest of my life.…

Tax-Free Retirement Concept – Walker v LSW Matthew DeSantos – LSW’s Senior Vice-President of Distribution and Business Development (himself a former insurance agent) – DOC 792 – p27 (p165-167) – Tax-Free retirement, DeSantos Newletter Q Isn’t it true, though, that one of the biggest hits for the Provider and Paragon product from a marketing perspective…

Policy Mechanics / Cash Flow Elements – Walker v LSW (p171) – The fact that we charge people fees that we have disclosed and that fees reduce the value of your policy, and if your policy keeps reducing in value, it will lapse, is not a fraud. That’s common sense. That’s how life insurance works. 2014…

To Do List – Walker v LSW 2014 0423 – DOC 812 – Trial Transcript – Day 10 – Walker v LSW – 194p (p142-147-Print Out) – zero percent floor,/ Policy Mechanics – Matthew DeSantos – LSW’s Senior Vice-President of Distribution and Business Development (himself a former insurance agent) – DOC 792 p27>

Jury – Walker v LSW (p138-139) – Jury Instructions THE COURT: Well, let me tell you what I plan to do. With regard to the provisions in the insurance code, I’m going to add those to page 37. That’s the provision that you can’t be held liable by being required to do something the law…