lsw
UM – Walker vs. LSW
UM – Walker v LSW 2014 0423 – DOC 812 – Trial Transcript – Day 10 – Walker v LSW – 194p (p142-147-Print Out) – zero percent floor,/ Policy Mechanics – Matthew DeSantos – LSW’s Senior Vice-President of Distribution and Business Development (himself a former insurance agent) – DOC 792 p27> (p14) – Dr. Patrick…
Read MoreAnnual Statements – Walker vs. LSW
Annual Statements – Walker v LSW (p200) – Annual Statement – Monthly Deductions – Howlett Q Now, if you turn — well, actually let’s stay on the first page. Do you see on the line right above that it says monthly deductions? A Yes, I do. Q And the monthly deductions are listed as what…
Read MoreDuty to Read – Walker vs. LSW
Duty to Read – Walker v LSW (p184) Did they reasonably rely on their illustrations when, as the judge said, they had a duty to read their policies and they didn’t do it? 2014 0425 – DOC 813 – Trial Transcript – Day 12 – Walker v LSW – 224p (p162) – Duty to Read…
Read MoreDoug Andrew – Walker vs. LSW
Patrick Kelly – Walker v LSW (p164) – Book – Missed Fortune – book written by Douglas R. Andrew titled Missed Fortune 101 – A Starter Kit to Becoming a Millionaire. Plaintiff Witness: Kim Howlett Q Now, when you met with Mr. Cooper, did he recommend that you read any books to familiarize yourself with…
Read MoreHow the Policy Works – Walker vs. LSW
How the Policy Works – Walker v LSW (p157) – Bucket – <Trowbridge> / How the Policy Works – <WishList – Exhibit 632> Q Mr. Cooper when he was providing this generic discussion of these insurance options, he actually talked to you about insurance mortality and expense charges; correct? A I don’t recall him talking…
Read MoreOne Policy Fee – Walker vs. LSW
One Policy Fee – Walker v LSW A I mean, it’s five bucks a month, you know. No, I don’t recall it. Q So since it’s only five bucks a month, why would the company be touting one policy fee? (p76-78) 2013 1211 – DOC 735-`2 : Deposition of Michael Tivilini- Walker v LSW –…
Read MoreWalker vs. LSW – Prudential / MetLife
Walker v LSW – Prudential / MetLife Prudential – Vanishing Premium MetLife – Retirement / Savings Plan Walker v LSW Patrick Kelly MetLife In its June 7, 1994 Consent Order #94-102, the NJDBI cited N.J.S.A. 17B:30-3 and N.J.A.C. 11:2-23.4 and subsequently fined MetLife $965,555 for MetLife’s practice of misrepresenting life insurance to be retirement or savings…
Read More2012 0910 – DOC 245 – Declaration of Dr. Patrick Brocket – Walker vs. LSW – 73p
2012 0910 – DOC 245 – DECLARATION OF DR. PATRICK L. BROCKETT – 73p the policy as represented (“PR”) with the policy as it actually functions (“PA”). present discounted value (“PDV”) premium expense charge (PEC), “lapse acceleration” features (p6) Assignment 6. I have been retained by counsel for Plaintiffs to analyze issues in this matter as…
Read More2014 0425 – DOC 813 – Trial Transcript – Day 12 – Walker vs. LSW – 224p
2014 0425 – DOC 813 – Trial Transcript – Walker v LSW – 224p (p3) – Index p41 – Jury Instructions p69 – Closing Argument by Mr. Brosnahan (Plaintiff Attorney – Walker) p126 – Closing Argument by Mr. Martens (Defendant Attorney – LSW) p189 – Rebuttal Argument by Mr. Brosnahan (Plaintiff Attorney – Walker)…
Read More2014 0415 – DOC 808 – Trial Transcript – Day 5 – Walker vs. LSW – 229p
2014 0415 – DOC 808 – Trial Transcript – Day 5 – Walker v LSW – 229p Brockett Spooner (p69) (p7) – Brockett Q Now, that assumption underlying this diagram that the S&P 500 had zero returns for 20 some odd years in a row is also the assumption underlying the guaranteed column in the…
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