Market Moving Information Change no Damage?? 1989 0501- CSPAN – Where Was the Press During the S&L Crisis? – c-span.org/video/?7307-1/press-sl-crisis This program is part of a series of three panel discussions entitled “Where Were the Watchdogs When the Savings & Loans Were Robbed?”  I have heard that the designation process is not transparent, and I am…

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MRCAC – Market Regulation and Consumer Affairs Committee – D – NAIC 2020 1208 – MRCAC – Market Regulation and Consumer Affairs (D) Committee – 15p 2021 0413 – MRCAC – Market Regulation and Consumer Affairs (D) Committee – Virtual – 2021 Spring National Meeting – 61p Birny Birnbaum (Center for Economic Justice—CEJ) stated that…

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Conduct – Index ABCDEFGHIJKLMNOPQRSTUVWXYZ C Conduct – Index Back to top I ICP 19 – Conduct of Business (COB) – IAIS Back to top M Market Conduct Market Conduct Regulation vs Solvency Regulation Market Conduct – Documents Back to top P Premiums, Costs, Values and Benefits – Market Conduct Back to top Q Q: What…

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Market Conduct Regulation vs. Solvency Regulation Solvency Market Conduct In guarding the public against insolvent insurance companies state supervision has been eminently successful. In protecting the people against frauds, impositions and abuses by solvent companies it has been only partially successful.  (p215-228) “Deceptive Insurance Methods –The Cure”, By Mr. E. E. Rittenhouse (Colorado, Insurance Commissioner…

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Marketing Insurance through Banks and Savings and Loans Government Hearings  Bank Holding Company Act OCC 1985 – SOA – MARKETING INSURANCE PRODUCTS THROUGH BANKS AND SAVINGS AND LOANS – 24p A good example of that is the Lifetime Value Series, a family of products from Aetna that target the bank customer and are to be…

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Mark to Market Accounting 2012 0105 – OFR – A Survey of Systemic Risk Analytics – 165p (p19) – Sapra (2008) considers issues arising from historical and mark-to-market accounting for both insurance companies and banks. 2008 – AP – Do accounting measurement regimes matter? A discussion of mark-to-market accounting and liquidity pricing,” by Haresh Sapra,…

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Capital Markets H. CAPITAL MARKETS BUREAU The principal risk of capital markets activities within regulated entities is the potential for loss on investment instruments and investment portfolios that may materially affect capital adequacy. Managing this risk is the responsibility of the insurer’s board of directors and management. A key to the regulation of capital markets…

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2015 0929 – GOV (House) – The Impact of Domestic Regulatory Standards on the U.S. Insurance Market 2015 0929 – GOV (House) – The Impact of Domestic Regulatory Standards on the U.S. Insurance Market, Blaine Luetkemeyer (R-MO)  —  [BonkNote] [PDF-152p, VIDEO-CSPAN] docs.house.gov/Committee/Calendar/ByEvent.aspx?EventID=104019 House – Finance – Subcommittee Housing, Community Development and Insurance AAA – American…

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Marketing …a great deal of our problem is caused because the people out there marketing our life insurance products are trying to market it against and like mutual funds. Until we start to market it as life insurance and describe it and teach the consumers about life insurance, they’re not in any position to make…

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