Groups Groups – Index Association of Life Insurance Presidents 1935 – SEC – Annual Report (First) –  Federal Land Banks Federal Retirement Thrift Investment Board (FRTIB) Employee Thrift Advisory Council (ETAC)  Jump Start coalition National Endowment for Financial Educatiom lifehappens.org – Life and Health Insurance Foundation for Education Advisory Groups Companies Focus Groups itm21st.com/ thetolicentereast.com/…

Read More

Policies Policies – Index The … company is to determine for itself which of its plans are to be treated as term insurance and which as permanent. The original instructions gave as a suggested definition of term insurance “that it is any policy with a premium rate less than 90% of the no profits rate…

Read More

Actuarial Actuarial – Index SOA – Society of Actuaries – Index actuarialjokes.com/ The Life Actuary – Publication Start – 2003 08 – 12p Actuaries can do lots of things. We can provide the field with a clear description of the policy and how it works. —  Bruce E. Booker,  (a member of the American Council of…

Read More

Regulation Activities-Based Regulation Deregulation Federal Government Entity Regulation Functional Regulation Insurance Regulation by the Courts / Legal Cases Market Conduct NAIC (National Association of Insurance Commissioners) Solvency States State vs Federal Regulation Twin Peaks Regulation Worldview Equal to the need for financially sound insurance products is the need for socially responsive insurance companies. Consumers are…

Read More

Law Law – Index Monitoring of litigation may alert regulators to issues that the regulatory system has not yet addressed. 2008-3, NAIC Procceedings Misstates the document Who would be the most knowledgeable person Insurance has historically been something of a Rodney Dangerfield of the law. If lawyers and teachers cannot embrace insurance as an appealing…

Read More

People People – Index Linda Lankowski 2023 0601 –  David Merkel  alephblog.com/ 2009 0428 – To What Degree Were AIG’s Operating Insurance Subsidiaries Sound?, by David Merkel – 14p (A better story than how I got the Statutory data, even.) – <WishList> Academics Robert D. Auerbach – Book – Deception and Abuse at the Fed -…

Read More

Federal Government Bills Government Hearings Congress – FTC – GAO – JCT  National Economic Council President’s  1999 – Leach – GOV – Committee– Sounds like FSOC ffiec.gov/ – Federal Financial Institutions Examination Council CONGRESS 1990s 1991 – How Insurance Laws Are Made: The NAIC and State Adoption of NAIC Laws 1992 – Consumer Disclosure of Insurance …

Read More

WishLists WishList – Index Illustrations – WishList Adjustable Life Examples – Minnesota Mutual, Bankers Life, Principal Life Deposit Term / Deposit Whole Life Executive Life Insurance Company Illustrations Metzenbaum We’ve seen the problems that have occurred when Senator Howard Metzenbaum (D–OH) was given an illustration with a vanishing premium, and he had absolutely no idea…

Read More

Words and Concepts Words – Index coinsurance, Modco (Modified Coinsurance), “smoothness”, Entire Contract Clause non-bank bank, non-depository banks, non-bank financial firms Big Data  

Read More