P1P2 – Social Media Indexed Universal Life (IUL) Life Insurance Policies  These policies put a portion of the policyholder’s premium payments toward annual renewable term life insurance, with the remainder added to the cash value of the policy after fees are deducted.  phpagency.com/indexed-universal-life-insurance/ WFG / Transamerica – Official Company Media 2020 0604 – RMCornejo WFG -…

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FFL – Family First Life FFL – Family First Life – Index FFL – Family First Life – Lawsuits Shawn Meaike, Founder youtube.com/@shawnmeaikeofficial 2021 1227 – Letter – FTC to FFL Family First Life – 15p IMG – Integrity Marketing Group youtube.com/@IntegrityMarketingGroup FFL – Family First Life 2019 – IMG Acquires FFL – [link] youtube.com/@FamilyFirstLife fflamerica.com/products…

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Social Media Social Media – Index 2020 – JIR / NAIC – Social Media as a Factor in Personal Injury Underwriting: Risk, Rate and Regulation, by Harold Weston and Brenda P. Wells, Vol. 39, No. 1 – 26p 2020 – NYDFS – Financial Condition Report on Examination of the United States Branch of the Independent…

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Q: Who Can Explain How Life Insurance Policies Work? The insider joke about indexed universal-life policies is that it takes an actuary, an attorney and maybe even an engineer to understand how the product works. Some regulators worry that hypothetical projections of savings growth using these indexes are overly rosy and can lead to unrealistic…

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1988 0325 – GOV (Senate) – Tax Treatment of Single-Premium Life Insurance 1988 0325 – GOV (Senate) – Tax Treatment of Single-Premium Life Insurance, (CSPAN) Single Premium Life Insurance, Max Baucus (D-MT)  —  [BonkNote] [PDF-199p, VIDEO-CSPAN]  GAO – Taxation of Single Premium Life Insurance, Statement of Jennie Stathis – 15p Senate – Committee on Finance – Subcommittee on…

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P1P2 – Government 1988 0325 – GOV (Senate) – Tax Treatment of Single-Premium Life Insurance, (CSPAN) Single Premium Life Insurance, Max Baucus (D-MT)  —  [BonkNote] — p122

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Bonk – Pics 1992 – LC – Grove v Principal – Adjustable Life – Policy Data Page, Jerry Grove – 4p 1975 – SOA – Ordinary–New Products, Society of Actuaries – 18p 1994-1, NAIC Proceedings. FROM: Chris Kite, FIPSCO, DATE: February 22, 1994, RE: Corrections to 1-27-94 Proposal for NAIC Life Insurance Illustration Model Act The Target…

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P1P2 – Legal Case – Maloof v John Hancock The Maloofs <Policyowner> subsequently received a notice from John Hancock dated February 13, 2007, notifying them that an additional premium paymentA of $5,265 was required by April 15, 2007, in order to continueB  the 1992 universal-life policy until July 13, 2007; otherwise, the notice informed them,…

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P1P2 – NAIC Commissioner Willis said the trouble with disclosing that the premium (P1-A) might at some point “resume” is that the premium (P2-B) never stopped. It is misleading to make a consumer think the premium (P1-C) is not being paid. 1994-3, NAIC Proceedings   Bonk P1 E1 SIV i CIV P2 E2 DB-A DB-CP…

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