Financial Guarantee Insurance Monolines Bond Insurers FRB – Federal Reserve Board NAIC – Financial Guarantee Study Group Model Financial Guarantee Insurance Act SEC – Securities and Exchange Commission The financial meltdown that began in 2007 revealed problems with financial guarantee insurers and regulation of these insurers.  2011 – JIR / NAIC – Financial Guarantee Insurance…

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Tax-Free Retirement 1982 – Book – Doug Andrew – Book – LASER Fund, by Doug Andrew Patrick Kelly 2007 / 2017 – Book – Tax-Free Retirement, by Patrick Kelly The Retirement Miracle – No Audiobook (2021 0111) 20 min – youtube.com/watch?v=DAci4bLQNVI&t=74s 15 min – youtube.com/watch?v=t_OPstyLnzU David McKnight Ed Slott Ed Slott IUL Tax Free Retirement -…

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Home Equity – Walker v LSW (p73) – Spooner A They went through this series of showing us all the traditional retirement accounts and then presented this private retirement account notion where you could take the equity in your home or your property and use it to set up these accounts where you could take…

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Eden Safarty NOLGHA c-span.org/person/?18287/EdenSarfaty Q: Guaranty Fund – Who Pays? 1991 0227, 0507, 0509, 0523 – GOV (Senate) – Insurance Company Solvency [PDF-369p-GooglePlay, <No Video-227/0507 and 0523> –  0509-VIDEO-CSPAN] ->Not on govinfo.gov – R 1991 0509 Richard Minck (ACLI) Eden Sarfaty (National Org. Life Health Ins. Guaranty-NOLGHA) Donn Sigerson (Policyholder Thomas Sutton (Pacific Life/ACLI)   1991…

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DOL – Fiduciary Rule DOL – Definition of the Term “Fiduciary” Proposed Rule – Historical Information – dol.gov/agencies/ebsa/laws-and-regulations/rules-and-regulations/public-comments/1210-AB32 regulations.gov/search?filter=%22fiduciary%20rule%22 Conflict of Interest Rule Sutherland – List of Links – dolfiduciaryrule.com/ 2023 1110 – ThinkAdvisor – The 2 Biggest Fights Brewing Over DOL’s New Fiduciary Rule, By Melanie Waddell – [link] This aspect of the new rule…

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Moratorium Moratorium Stay Contractual  State Courts (p16) – Willis B. Howard, Jr., NOLHGA – National Organization of Life and Health Insurance Guaranty Associations: I’d like to respond briefly to my honorable friend, Commissioner Bartlett. Dwight, the guarantee association system works, and it works well. Dwight K. Bartlett III, Maryland Insurance Commissioner: Are you going to tell…

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1991 0522 – GOV (House) – Certain Issues Related to the Conservatorship of the Executive Life Insurance Company 1991 0522 – GOV (House) – Certain Issues Related to the Conservatorship of the Executive Life Insurance Company, (CSPAN) Executive Life Insurance Failure, Charles B. Rangel (D-NY)  —  [BonkNote] [PDF-145p-GooglePlay,  VIDEO-CSPAN – (1:55:49)] ->Not on govinfo.gov  John Garamendi…

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Failures What companies are we talking about when we say companies on the edge? So that we’ll all be on the same plane, I’ve grouped some of the more well-known companies as follows: APPROACHING THE EDGE: Fidelity Mutual?, Mutual of New York?, and Travelers? AT THE EDGE: First Capital, Monarch Life, and Mutual Benefit. OVER…

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Company Investments (p20) – Life insurers are the single largest source of corporate bond financial, and hold approximately 18 percent of total U.S. corporate bonds. —  Statement of Patrick S. Baird, Chief Executive Officer, Aegon USA, LLC, On Behalf of the American Council of Life Insurers (ACLI) 2009 0616 – GOV (House) – Systemic Risk and…

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