People – Page 16 – [BonkNote]

Gary Sanders Gary Sanders (National Association of Insurance and Financial Advisors—NAIFA) agreed that use of the term “cash value” was confusing. 2017 0207, NAIC Proceedings – LIBGWG, Life Insurance Buyer’s Guide Working Group – Conference Call Gary Sanders (NAIFA): And that leads to my second concern which is that consumer confusion… I think, and we fear, in…

Dale Gustafson Churning will be high as comparisons of recent performance and illustrations will “prove” the necessity for a switching. — Dale R. Gustafson, Northwestern Mutual …asks why the really hard questions about the product aren’t reflected in the articles we printed. His nominees for the hard questions are: 1981 11 – SOA – The Actuary, Society…

Consumer Advocates I am not convinced that the consumer advocates,–David Swankin excepted– really know or speak for what the average consumer wants. I fear that in the dialogue between regulators, business and consumerists, what the general public really wants may be overlooked. — William M. White, Connecticut General – Director of Government Regulations 1980 – SOA…

David Swankin For if we have learned anything in the past that we should apply to the future, it is to deal with the message and not the messenger. — David Swankin, Partner with Swankin and Turner law firm 1980 – SOA – Effect of Governmental Actions and Consumerism on Product Design and Pricing of the…

Jon S. Hanson Task Force on Life Insurance Disclosure System – LIDS – NAIC 1963 – LR – Regulation of Speciality Policies in Life Insurance, by Spencer L. Kimball and Jon S. Hanson, 62 Michigan Law Review 167 – 93p 1965 – LR – Life Insurance Companies: Their Promotion and Regulation, by Jon S. Hanson – 156p…

Randall Mire Tillinghast – Jacksonville Office newspapers.com – The Atlanta Constitution – 12 Jan 1975, Sun – ·Page 76 Life of Virrginia-? Note that the data is not from Ralph Nader, but from LIMRA and the NALU.” — Randall P. Mire 1983 – SOA – The Future of Whole Life Insurance–A Debate, Society of Actuaries – 24p…

Sandy Praeger 1993-2002 – State Senate 2003-2015 – Kansas Insurance Commissioner 2008 – NAIC President 2008 Financial Crisis 2008 1006 – Letter – NAIC (Sandy Praeger – KS) to GOV (House – Waxman, Davis) – [link to NAIC Page – 4p] (p1-2) – The problems stem from the operations of AIG’s holding company, its financial…

Donald Kohn FRB-NY – Federal Reserve Bank of New York – General Counsel and Executive Vice President of the Legal Group update: brief conversation with Jacob. Told him we were “very reluctant” to open up another 13-3 facility for an entity not even an investment bank. And that the market thought it was not only…

Jane Bryant Quinn washingtonpost.com/wp-srv/business/longterm/quinn/quinn.htm 1982 0705 – Washington Post – Figuring Life Insurance Policy’s Cost Is Complex, But Urgent, by Jane Bryant Quinn 1992 0807 – The Telegraph – Uncovering Truth in Life Insurance – by Jane Bryant Quinn – [See Article Below] [Bonk: Can’t find a link, originally found on GoogleNews – <WishList?] 1993…

J. David Cummins Econometrics 1973 – AP – An Econometric Model of the Life Insurance Sector of the U.S. Economy, J. David Cummins, The Journal of Risk and Insurance, Vol. 40, No. 4 (Dec., 1973), pp. 533-554 (22 pages), Published By: American Risk and Insurance Association 2004 0103 – AP – Securitization of Life Insurance Assets…