People – Page 16 – [BonkNote]

Consumer Advocates I am not convinced that the consumer advocates,–David Swankin excepted– really know or speak for what the average consumer wants. I fear that in the dialogue between regulators, business and consumerists, what the general public really wants may be overlooked. — William M. White, Connecticut General – Director of Government Regulations 1980 – SOA…

David Swankin For if we have learned anything in the past that we should apply to the future, it is to deal with the message and not the messenger. — David Swankin, Partner with Swankin and Turner law firm 1980 – SOA – Effect of Governmental Actions and Consumerism on Product Design and Pricing of the…

Jon S. Hanson Task Force on Life Insurance Disclosure System – LIDS – NAIC 1963 – LR – Regulation of Speciality Policies in Life Insurance, by Spencer L. Kimball and Jon S. Hanson, 62 Michigan Law Review 167 – 93p 1965 – LR – Life Insurance Companies: Their Promotion and Regulation, by Jon S. Hanson – 156p…

Randall Mire Tillinghast – Jacksonville Office newspapers.com – The Atlanta Constitution – 12 Jan 1975, Sun – ·Page 76 Life of Virrginia-? Note that the data is not from Ralph Nader, but from LIMRA and the NALU.” — Randall P. Mire 1983 – SOA – The Future of Whole Life Insurance–A Debate, Society of Actuaries – 24p…

Sandy Praeger 1993-2002 – State Senate 2003-2015 – Kansas Insurance Commissioner 2008 – NAIC President 2008 Financial Crisis 2008-3, NAIC Proc. – 2008 0922 – NAIC Proceedings – 2008 Fall National Meeting – National Association of Insurance Commissioners – September 22, 2008 (p1-9) – PRESIDENTIAL ADDRESS – Given at Executive (EX) Committee Meeting Sandy Praeger,…

Donald Kohn FRB-NY – Federal Reserve Bank of New York – General Counsel and Executive Vice President of the Legal Group update: brief conversation with Jacob. Told him we were “very reluctant” to open up another 13-3 facility for an entity not even an investment bank. And that the market thought it was not only…

Jane Bryant Quinn washingtonpost.com/wp-srv/business/longterm/quinn/quinn.htm 1982 0705 – Washington Post – Figuring Life Insurance Policy’s Cost Is Complex, But Urgent, by Jane Bryant Quinn 1992 0807 – The Telegraph – Uncovering Truth in Life Insurance – by Jane Bryant Quinn – [See Article Below] [Bonk: Can’t find a link, originally found on GoogleNews – <WishList?] 1993…

J. David Cummins Econometrics 1973 – AP – An Econometric Model of the Life Insurance Sector of the U.S. Economy, J. David Cummins, The Journal of Risk and Insurance, Vol. 40, No. 4 (Dec., 1973), pp. 533-554 (22 pages), Published By: American Risk and Insurance Association 2004 0103 – AP – Securitization of Life Insurance Assets…

James M. Carson 1996 – AP – “Universal Life Insurance Cash Values: An Empirical Examination.” Presented at the 1996 American Risk and. Insurance (ARIA) meeting, August, Philadelphia, … 1996 – AP – Determinants of Universal Life Insurance Cash Values, by James M. Carson and Mark D. Forster – 1997 – JIR / NAIC – An Analysis of…

CooperConnect cooperconnect.com/ Charles B. Cooper cooperconnect.com/resumesummary.htm 1975-1999 – President and COO, American Income Life 2000-2002 – President and CEO, American Amicable Group The basic concept behind universal life is so simple that very few people understand it. It is almost as simple as annual renewable term insurance, which is essentially what UL is, with a…