People

Mark Dorfman The reader might assume that the subject of life insurance is neither very controversial nor interesting. Such a conclusion would be in great error. 1982 – Book – Introduction to Life Insurance, by Mark Dorfman Life Insurance Costs and Comparisons, Dorfman and Adelson – 40p 1971 – AP – The Product Performance of…

Barbara Lautzenheiser Some of our problems, however, have been caused by regulatory bodies.  —  Barbara J. Lautzenheiser 1981 – SOA – The Life Insurance Business — The View of Consumerists, (rsa81v7n38) – Daniel F. Case – Moderator, Society of Actuaries – 18p Barbara Lautzenheiser (Lautzenheiser and Associates) said that if the industry could have provided…

Jacob Jacoby 1978 – “Consumer accessing and use of information in making life insurance purchase decisions” A technical report submitted to the Life Insurance Task Force of the Federal Trade Commission , (61 pages; + 50 page appendix). — <Bonk:  Found.  I did a FOIA Request for all 3, but they only had this one.>…

Robert E. Wilcox Actuary ?-1994-? –  Utah Insurance Commissioner  1990s – NAIC – Chairman of the Life Disclosure Working Group Expert Witness – for Defense 2012 0313 – LC – Thao v Midland, United States District Court Eastern District of Wisconsin, 2:09-C-1158-LA *Robert E. Wilcox:  What’s the real problem then, Shane? Shane Chalke:  I’ll say…

David Lange This paper considers alternative interpretations of ‘Duration’ as a length of time, average life of cash flows and interest rate sensitivity as applied to UL policy cash values. The interest rate sensitivity of UL policy cash values, amplified by the corresponding cost of insurance sensitivity with declining interest income, suggests UL has always…

Kenneth M Wright Kenneth M. Wright, a former director of the American Council of Life Insurance,  1992 – WorldBank – The Life Insurance Industry in the United States An Analysis of Economic and Regulatory Issues. Kenneth M. Wright – 54p (p29) – Insolvencies among U.S. life insurance companies have been on the rise over the…

Philip Hart Philip A. Hart (D-MI) 1959-1976 – US Senate When an issue begins is sometimes difficult to discern. This particular issue may be traced to an address to the American Life Convention Annual Meeting in 1968. The late Senator Hart advised the insurance industry that it should improve cost disclosure. Senator Hart had become…

Van Mueller vanmueller.com/ Now is the greatest time ever to be an insurance agent Newsletter Heroes of Zero  —  [BonkNote] 2016-? – NAIFA – Van Mueller – [VIDEO-YouTube] 2018 0122 – Van Mueller | State Farm Agent Training Feb 2017 (Complete)  —  [BonkNote]  —  [VIDEO-YouTube-04:04:06] 2022 0222 – Sandy Schussel – Financial Advisors & Insurance Agents…