VL – Variable Life Insurance 1973 01 – SEC – Variable Life Insurance and the Petition for the Issuance and Amendment of Exemptive Rules, Securities and Exchange Commission  —  [BonkNote] 1973 0213 – SEC Docket – Volume 1, Number 1 – [PDF-633p-GooglePlay] 1973 0207 – NYT – Oppenheimer Will Enter Insurance Field, By Robert J.…

Read More

Variable Universal Life – (VUL) The product is likely to be sold by sophisticated agents and financial planners. Many of these agents and planners are accustomed to similar investment features in annuities and will be the first to make the transition to variable universal life. Another distribution source for the product is stockbrokers.  — Zafar…

Read More

UL – Universal Life Insurance Universal Life – Index Universal Life Descriptions NAIC – Universal Life Insurance Model Regulation (MDL-585): – 22p NAIC – ULMR – Universal Life Insurance Model Regulation (MDL-585) – Citations    GMF – Guaranteed Maturity Fund GMP – Guaranteed Maturity Premium R-Ratio Most of us have forgotten the original concept of…

Read More

Whole Life Permanent Life Insurance Universal Life as Permanent / Whole / Other Why is Universal Life Insurance sometimes called Whole or Permanent? Whole Life Insurance Policy vs can last the “Whole of Life” A policy which endows at age 95 or later is called a “whole life” policy. (p27) —  John E. Chapoton, Assistant…

Read More

Policies Policies – Index The … company is to determine for itself which of its plans are to be treated as term insurance and which as permanent. The original instructions gave as a suggested definition of term insurance “that it is any policy with a premium rate less than 90% of the no profits rate…

Read More

Adjustable Life Insurance Adjustable Life Descriptions Universal Life as Adjustable Life Universal Life and Adjustable Life are Different Q: What Came First Universal Life or Adjustable Life? 1977 – October – Changing Times – Adjustable Life 1977 10 – Changing Times – Adjustable Life 1982 – Principles of Insurance – Adjustable Life – Rejda –…

Read More