Policies – Page 3 – [BonkNote]

Life Insurance Securitization 2006 – AP – Regulation XXX Spurs Insurance Securitization, by Stephen Rooney – <WishList-HeinOnline> 2009 0924 – GOV (House) – Recent Innovations in Securitization, Paul E. Kanjorski (D-PA) [PDF-123p, VIDEO-archive.org] Written statement of Joseph M. Belth – p103- Testimony – Susan Voss (IA) – NAIC House – Committee on Financial Services – Subcommittee…

Nonlevel Premium and Benefit Policies The valuation actuary concept is a form of dynamic valuation. It’s becoming increasingly clear that the traditional formula-driven valuation standards cannot deal with the many variations and products, and the pace and development of new products. This has become more obvious to me over the last year as I’ve chaired…

Participating Policies

Non-Participating Policies Premium Considerations The non-guaranteed premium concept can be utilized for all forms of nonparticipating insurance, including both term and permanent policies. In setting insurance premiums, the actuary can use pricing assumptions that are as realistic as possible. The actuary is not locked into “50 years” of insufficient premiums if his or her estimates…

Excess-Interest Whole Life 1984 0616 – NYT – Your Money: Insurers Offer Hybrid Policy, By Leonard Sloane – [link] Excess-Interest Whole Life, Vanishing Premium, ACLI – Daniel Case ”It seems to be growing now,” said Daniel F. Case, an actuary for the American Council of Life Insurance, the trade association for the nation’s life insurers, about this…

Pension Maximization Pension Max 1995 – SOA – The “Pension Max” Election: An Investigation of the Structural and Economic Differences between the 100% Contingent Annuity Pension Benefit Option and the Straight Life Benefit Option., Society of Actuaries – 66p The scheme deceptively called “pension maximization” is stripping unknown thousands of widows of their future security. Its…

Econo-master American General (p2511) – Economaster (p2534) – Economaster (p2699) – Economaster Phoenix Mutual (p2781) – Economaster American National : National series whole life (PN).. National series econ- o-life ..

Protection Period Coverage Period

Economatic 1979 – FTC – Report – Life Insurance Cost Disclosure, Federal Trade Commission – 460p 1979 1011 and 1022 (Part 1) – GOV (House) – Small Business Problems with Insurance, John LaFalce (D-NY) Part 1 – 1979 1011/22 – [PDF-337-GooglePlay] FTC Life Insurance Survey Economatic House – Committee on Small Business – Subcommittee on General Oversight and…

Non-Interest Sensitive Policies Non-Interest Sensitive – 49r – soa.org///Non-Interest Sensitive Policies Abstract: Traditional life and health products have long been regarded as non-interest sensitive. Pricing has often been done with only a single interest scenario projection. 2007 0913 – SOA / Milliman – Interest Rate Hedging on Traditional Life and Health – A Research Project with the…