Policies – Page 4 – [BonkNote]

Participating Policies

Non-Participating Policies Premium Considerations The non-guaranteed premium concept can be utilized for all forms of nonparticipating insurance, including both term and permanent policies. In setting insurance premiums, the actuary can use pricing assumptions that are as realistic as possible. The actuary is not locked into “50 years” of insufficient premiums if his or her estimates…

Excess-Interest Whole Life 1984 0616 – NYT – Your Money: Insurers Offer Hybrid Policy, By Leonard Sloane – [link] Excess-Interest Whole Life, Vanishing Premium, ACLI – Daniel Case ”It seems to be growing now,” said Daniel F. Case, an actuary for the American Council of Life Insurance, the trade association for the nation’s life insurers, about this…

Pension Maximization Pension Max 1995 – SOA – The “Pension Max” Election: An Investigation of the Structural and Economic Differences between the 100% Contingent Annuity Pension Benefit Option and the Straight Life Benefit Option., Society of Actuaries – 66p The scheme deceptively called “pension maximization” is stripping unknown thousands of widows of their future security. Its…

Econo-master American General (p2511) – Economaster (p2534) – Economaster (p2699) – Economaster Phoenix Mutual (p2781) – Economaster American National National series whole life (PN).. National series econ-o-life

Economatic 1979 – FTC – Report – Life Insurance Cost Disclosure, Federal Trade Commission – 460p 1979 1011 and 1022 (Part 1) – GOV (House) – Small Business Problems with Insurance, John LaFalce (D-NY) Part 1 – 1979 1011/22 – [PDF-337-GooglePlay] FTC Life Insurance Survey Economatic House – Committee on Small Business – Subcommittee on General Oversight and…

Muni-GICs Executive Life Insurance Company AIG – AIGFP (p4) – Mr. Schreiber provided an overview of the Project Metropolis structure, which addresses liquidity demands related to AIGFP’s municipal guaranteed investment agreement portfolio on a downgrade. He explained that the structure effectively gave AIGFP the ability to put its obligations to post collateral under the municipal…

Non-Interest Sensitive Policies Non-Interest Sensitive – 49r – soa.org///Non-Interest Sensitive Policies Abstract: Traditional life and health products have long been regarded as non-interest sensitive. Pricing has often been done with only a single interest scenario projection. 2007 0913 – SOA / Milliman – Interest Rate Hedging on Traditional Life and Health – A Research Project with the…

Traditional Life Insurance Abstract: Traditional life and health products have long been regarded as non-interest sensitive. Pricing has often been done with only a single interest scenario projection. 2007 0913 – SOA / Milliman – Interest Rate Hedging on Traditional Life and Health – A Research Project with the Society of Actuaries – 39p Summary: The…

Private Placement PPLI – Private Placement Life Insurance Private Placement Bonds 1997 – SOA – 1986-92 Credit Risk Loss Experience Study: Private Placement Bonds, Society of Actuaries – 104p 2006 – SOA – 1986-2002 Credit Risk Loss Experience Study: Private Placement Bonds, by the Private Placement Committee, Society of Actuaries – 289p