Policies – Page 4 – [BonkNote]

Non-Interest Sensitive Policies Non-Interest Sensitive – 49r – soa.org///Non-Interest Sensitive Policies Abstract: Traditional life and health products have long been regarded as non-interest sensitive. Pricing has often been done with only a single interest scenario projection. 2007 0913 – SOA / Milliman – Interest Rate Hedging on Traditional Life and Health – A Research Project with the…

Traditional Life Insurance Abstract: Traditional life and health products have long been regarded as non-interest sensitive. Pricing has often been done with only a single interest scenario projection. 2007 0913 – SOA / Milliman – Interest Rate Hedging on Traditional Life and Health – A Research Project with the Society of Actuaries – 39p Summary: The…

Private Placement PPLI – Private Placement Life Insurance Private Placement Bonds 1997 – SOA – 1986-92 Credit Risk Loss Experience Study: Private Placement Bonds, Society of Actuaries – 104p 2006 – SOA – 1986-2002 Credit Risk Loss Experience Study: Private Placement Bonds, by the Private Placement Committee, Society of Actuaries – 289p

PPLI – Private Placement Life Insurance 2022 0921 – Letter – GOV (Senate) – Ron Wyden (D-OR) Continues Investigation Into Private Placement Life Insurance Schemes – [link] 2022 0921 – Letter- GOV (Senate-Ron Wyden (D-OR) to Prudential Life – re Private Placement Life Insurance (PPLI) – 4p

Dissimilar Plans 1988-2, NAIC Proceedings AAA – Report of the Committee on Life Insurance of the American Academy of Actuaries on the NAIC Life Insurance Yield Comparison Index N. Dissimilar Plans It is a well known caveat that dissimilar plans should not be compared by using the typical cost comparison indices, e.g. IAC or Interest Adjusted…

Coupon Policies The other approach to building your own sales force, in contrast to this full-scale approach, would be the specialized approach. This could be specializing either by product line or by geographical area. By product line, we mean basically what we all have called “special policies.” Here you can teach the newly recruited man…

Special Policies 1953 – SOA – Agency Problems–Resulting From Special Policies, Society of Actuaries – 3p

Specialty Policies 1953 – SOA – Agency Problems–Resulting From Special Policies, Society of Actuaries – 3p 1963 – LR – Regulation of Speciality Policies in Life Insurance, by Spencer L. Kimball and Jon S. Hanson, 62 Michigan Law Review 167 – 93p 1979 0710 – NP – St. Cloud Times from Saint Cloud, Minnesota on July 10, 1979 …http://sctimes.newspapers.com…

SEC – Variable Life – 12% 1996 – NAIC – Variable Life Illustrations Subgroup of the Life Disclosure (A) Working Group – June 2, 1996 Mr. Morse reported that under the current rules, a personalized illustration may be prepared using 0% and 12%. The 12% includes the current morality and expenses and the 0% illustration…

Complex Products More complex products sold to individual consumers (e.g., universal life policies) tend to generate more market conduct problems than simple products (e.g., term life insurance). 2003 0701 – Report – For NCOIL – The Path to Reform – The Evolution of Market Conduct Surveillance Regulation, by PricewaterhouseCoopers and Georgia State University – 117p…