Sandbox 1978 – Federal Trade Commission (FTC) – Life Insurance Buyer’s Guide – 12p  1983 – ACLI Revised Draft Life Insurance Buyers Guide, letter and Disclosure Model Regulation  – 1983-1 523 – 27p  1993 – NAIC Life Insurance Buyers Guide – 5p – From Government Hearing. “When Will Policyholders Be Given the Truth About Life Insurance”   1996 -…

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Project – Video – Worldview The head of the prudential regulator APRA testifies at the Banking Royal Commission From <https://www.youtube.com/watch?v=nf_Lk_GjOQk> Misconduct:  48:00 Chicken and Egg Problem: 50:00 Culture/ remuneration Structure: 51:00 =====Ex: Universal Life, 1980’s, people will be forced to sell it. Gabriel Bernardino – Systemic Risk in the Insurance Sector   From <https://www.youtube.com/watch?v=WsZtqh9_n0Y>

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Project – Video – Academic Video: Exam MLC Problem 297 “Learning Objective “Universal Life.” Question: Calculate the Level Annual Premium that results in an account value of 0 at the end of the 20th year.” – UW- Madison / SOA – <Bonk: Goal: use a Universal Life policy to design a 20-year term policy https://www.youtube.com/c/mitocw/search?query=life%20insurance BCC EducationLLQP Video…

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Project – Video – Legal Cases Legal Cases – Videos -Snippets Legal Cases – {Audio} {Video} Ethical standards for insurers? | Deposition Video | Doyle Raizner LLP Nichols vs. Mid-West National Life Insurance https://www.youtube.com/playlist?list=PLU-Q5aFlVyvnV8Ao8nsaAhrW1z0SymAK4 Mid-West 30b6 Deposition Linton Checka PART 3 27:50 Application, agent means nothing 28:41 I rely on the applicant Why was this…

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Projects – Video – Media 2013 – Retirement disaster may loom holders of universal life insurance policies https://www.youtube.com/watch?v=eytG4g-lFjE 2016 – The bad side of Universal Life Insurance https://www.youtube.com/watch?v=-yMC5M0Pi4k 2016 – ABC News San Fransisco – Is there a life insurance bubble that is about to go bust? https://www.youtube.com/watch?v=Pr49s-AVzQo Feller v. Transamerica Life Ins. Co., No.…

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2004 1116 – GOV (Senate) – Oversight Hearing on Insurance Brokerage Practices, including Potential Conflicts of Interest and the Adequacy of the Current Regulatory Framework 2004 1116 – GOV (Senate) – Oversight Hearing on Insurance Brokerage Practices, including Potential Conflicts of Interest and the Adequacy of the Current Regulatory Framework, CSPAN (Insurance Brokerage and Regulation…

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Projects – Videos – Topics Consumer Confidence Guaranty Funds Policy Mechanics Can’t Say Disclosure Whatever happened to..Person? Can’t Say 1989 – National Press Club 2015 0325 – GOV – FSOC Accountability Nonbank Designations [PDF-165p,  VIDEO-CSPAN -todo] (p37/2:08) – Elizabeth Warren – “I am all for increased transparency, but I assume the Council must balance transparency against disclosing confidential…

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1991 0522 – GOV (House) – Certain Issues Related to the Conservatorship of the Executive Life Insurance Company 1991 0522 – GOV (House) – Certain Issues Related to the Conservatorship of the Executive Life Insurance Company, (CSPAN) Executive Life Insurance Failure, Charles B. Rangel (D-NY)  —  [BonkNote] [PDF-145p-GooglePlay,  VIDEO-CSPAN – (1:55:49)] ->Not on govinfo.gov  John Garamendi…

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1991 0509 – GOV (Senate) – Insurance Company Solvency 1991 – 0227, 0507/09/23 – GOV (Senate) – Insurance Company Solvency, aka Insurance Company Insolvencies –  – <No Video-0227/0507 and 0523> –  0509-VIDEO-CSPAN][PDF-369p-GooglePlay] program.14011.MP4-M20 Panel  – Donn Sigerson – Policyholder / President, Executive Life Support Network Alfred Sigman – Sigman and Lewis – Lawyers for Pacific Lumber…

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2009 0923 – GOV (House) – Federal Regulator Perspectives on Financial Regulatory Reform Proposals 2009 0923 – GOV (House) – Federal Regulator Perspectives on Financial Regulatory Reform Proposals, (CSPAN) Banking Officials on Regulation of Financial Markets, Barney Frank (D-MA)  —   [BonkNote] [PDF-188p, VIDEO-CSPAN Sheila Bair – FDIC House – Committee on Financial Services (p13)…

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