Resources
Policy Information for Applicant – Universal Life Policy – NAIC
Policy Information for Applicant – Universal Life – NAIC Focus Groups 1990-1A, NAIC Proceedings – NAIC / LIMRA – Universal Life Disclosure Form Focus Group Summary, — [BonkNote] — 10p 1993 – NAIC – Policy Information for Applicant – Universal Life Policy – 3p Life Insurance Disclosure Model Regulation – Appendix D Located in: 1993 0525 – GOV (Senate)…
Read More1990-1A, NAIC Proceedings – NAIC / LIMRA – Universal Life Disclosure Form Focus Group Summary – 10p
1990-1A, NAIC Proceedings – NAIC / LIMRA – Universal Life Disclosure Form Focus Group Summary – 10p 1990-1A, NAIC Proceedings – NAIC / LIMRA – Universal Life Disclosure Form Focus Group Summary — [BonkNote] — 10p 1993 – NAIC – Policy Information for Applicant – Universal Life Policy – 3p Life Insurance Disclosure Model Regulation…
Read MoreNewspapers
Newspapers newspapers.com/profile/BonkNote/ “AIG woes could be just the start,: critics say AIG took too many investment risks”, Los Angeles Times, Business Section, pp. A1, A14, No.March 30 2006 – vanishing premium – The Toronto Star – 08 Jul 2006, Sat ·Page 47 1986 – target premium / universal life – The Gettysburg Times – 13…
Read MoreCollaboration
Collaboration Q: Who Can Explain How Life Insurance Policies Work? naic.softlinkillumin.net/knowledgebase/#/home Life Insurance Illustrations Model Regulation Research – [link] Finding comment letters/discussion/attachments in Proceedings – [link] Model Regulation 582: Life Insurance Illustrations (Free Look) – [link] References in the Proceedings – [link] But nowhere has there been a serious, full dress attempt to re-define the modern American insurance transaction as…
Read MoreTools
Tools Actuarial Tables Annual Report Annual Statement Commutation CSO Fred – Federal Reserve Economic Data Illustration / in-force Illustration Policy Overview / Cover page / Narrative Numeric Summary MCAS – Market Conduct Annual Statement – NAIC Ratebook R Ratio Linton Yield Yield Index Mortality Rates Valuation Manual – NAIC 1888 – Book – Life Insurance…
Read MoreRatebook
Ratebook Universal Life is a ratebook and more, all by itself. If you say you have Universal Life, you in fact have more of a product than you probably have in your current portfolio at the present time. — Thomas F. Eason 1983 – SOA – Individual Life Insurance, Society of Actuaries – 22p Adjustable Life -…
Read MoreNAIC – Proceedings
NAIC Proceedings ABCDEFGHIJKLMNOPQRSTUVWXYZ# A ACLI – NAIC Proceedings Back to top # 1871-1, NAIC Proceedings 1871-2, NAIC Proceedings 1907-0, NAIC Proceedings 1912-0, NAIC Proceedings 1931-0, NAIC Proceedings 1933-0, NAIC Proceedings 1940-0, NAIC Proceedings 1942-Supplement, NAIC Proceedings – Reports and Statements on Non-Forfeiture Benefits and Related Matters 1951-0, NAIC Proceedings 1973-1, NAIC Proceedings 1974-1, NAIC Proceedings…
Read MoreData Bank
Data Bank Concept of a Life Insurance Policy Data Bank A national data bank, organized and operated through the auspices of the NAIC, would serve as a depository for raw data on new as well as existing policies for cooperating insurers. It is anticipated that the national data bank would: The data bank would receive…
Read MoreActuarial Guidelines
AGs – Actuarial Guidelines 1. Report of American Academy of Actuaries Liaison Committee Gary D. Simms, general counsel of the American Academy of Actuaries, summarized the report of the Liaison Committee (Attachment One). He indicated the purpose of the committee was to interact with the NAIC on a policy level as well as to provide…
Read MoreFocus Groups
Focus Groups / Consumer Testing Consumer Disclosure Issues Working Group of the Product Development (A) Task Force – NAIC Focus Groups – NAIC – 2000s A great deal of the confusion seems to stem from a lack of understanding of how cash value insurance products work and a lack of understanding of insurance terminology. Also,…
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