Project – NAIC – Snippets – 2016 2016 0403, NAIC Proceedings (6-8), LIIIWG, Life Insurance Illustrations Working Group, Conference Call Mr. Schwartzer reminded the Working Group that the Life Insurance Illustration Issues (A) Working Group came out of concerns raised when the Indexed Universal Life (IUL) Illustrations (A) Subgroup under the Life Actuarial (A) Task Force was…

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Project – NAIC – Snippets – 2015 2015 0329 – NAIC Proceedings – LIAC, Life Insurance and Annuities (A) Committee Appointed a New Working Group to Revise the Life Insurance Buyer’s Guide. Ms. Matthews said the Committee has a 2015 charge to review and consider revisions to the Life Insurance Buyer’s Guide (Buyer’s Guide) in…

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Project – NAIC – Snippets – 2014 2014 2014 0114 – NAIC Proceedings  LATF CC – RE: IULISG – Indexed Universal Life Illustrations Subgroup John Bruins (American Council of Life Insurers – ACLI) said there are a wide range of practices in the area of policy illustrations, particularly for indexed universal life (UL) policies. 2014…

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Lawyers – Snippets Now as usual, things that are prohibited can nonethelessbe done if you do them right. The way to do it is either comply with an exemptive rule or get an exemptive order.  —  W. Randolph Thompson, with the law firm of Jones & Blouchin Washington, will speak on some SEC issues 1993 -…

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DOTT – Department of the Treasury – Snippets … the life insurance industry has developed new products that contain predominantly investment features similar to those offered by depository institutions.  (p93) —  William S. McKee, Tax Legislative Counsel, Department of the Treasury [DOTT] 1983 0311 – GOV (Senate – Committee on Finance) – Taxation of Financial…

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Actuarial – Snippets Actuarial – Snippets – 1950s Actuarial – Snippets – 1970s Actuarial – Snippets – 1980s Actuarial – Snippets – 1990s In a paper read before the insurance commissioners in June last Mr. D. P. Fackler said: Many have grave fears of bad results if the largest companies are allowed to continue to…

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GAO – Government Accountability Office – Snippets GAO – Government Accountability Office Most state insurance regulators generally only conduct investigations of insurance company sales practices when they receive customer complaints. Although some state insurance regulators review insurance companies’ product sales practices as part of market conduct reviews, few insurance products are subject to any suitability…

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FRB – Federal Reserve Board – Snippets 2003 0729 – FCIC – Letter – From FRBNY Frank P Sabato to Michelle Sims, Re report conducted by examiners for the Federal Reserve Bank of New York – 40p Some annuity products. however, contain benefit guarantees for which reserving practices are not well established. 5. A general…

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