Information Asymmetry 1970 – AP – The Market for ‘Lemons’: Quality Uncertainty and the Market Mechanism, by George Akerlof – 15p Thirty-one years ago, Mark S. Dorfman (1972) concluded that workable competition did not exist in the market for life insurance products because of industry marketing practices that tended to exacerbate the insurance consumer’s ignorance and…

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Marty Leary 1991 0810 –  Opportunities and Remedies for U.S. Finance – [VIDEO-CSPAN]  8:00 – Marty Leary, Economist Southern Finance Project – Guaranty Funds 1992 0428 / 0505 – GOV (Senate) – Insurance Guaranty Funds and the Involuntary Transfer of Insurance Policies, (CSPAN) Insurance Policy Transfers – Howard Metzenbaum (D-OH)  —  [BonkNote] Panel 2 – Marty Leary, Southern…

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2018 – Book – Statutory Valuation of Individual Life and Annuity Contracts 2018 – Book – Statutory Valuation of Individual Life and Annuity Contracts | 5th Edition — by Donna Claire, Lombardi and Summers  —  [BonkNote] (p323) – 14.4 Universal Life Insurance Model Regulation Flexible premium products introduce special valuation problems using traditional methods in…

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Scott Witt wittactuarialservices.com  IULSG – NAIC – Independent Proposal Legal Cases – Expert Witness Actuary 2004 – SOA – Has the Illustrations Regulation Been Successful?, by Scott Witt, Society of Actuaries – 3p 2020 0402 – Scott Witt – A Critical Review of Indexed Universal Life, by Scott Witt – 5p 2020 0506 – Scott Witt…

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Global Atlantic 2019 – Global Atlantic – Life Insurance Suitability & Best Practices Guide – For Accordia Life and Annuity Company Producers – 21p 2013 0501 – Des Moines Register – Aviva USA life insurance unit to be dealt to Global Atlantic, by Victor Epstein – [link-winkintel] 2013 0928 – Des Moines Register – Insurers, Banks Hail…

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Options – Life Insurance Policy Michael Lovendusky, ACLI …said the ACLI work group thinks that most confusion for consumers involves complex products like universal life, and not Simple products like term life. He said consumers are mostly confused about options, guarantees and riders. The ACLI work group was considering asking the life insurance and Annuities…

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Matt Taibbi c-span.org/person/?1011360/MattTaibbi rollingstone.com/author/matt-taibbi/ 2009 0821 – Rolling Stones – Ladies and Gentlemen, AIG’s New Chief!, by Matt Taibbi – [link] 2010 – Book – Griftopia, by Matt Taibbi  —  [BonkNote] AIG, Win Neuger, Securities Lending, Eric Dinallo, Doug Slape

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itm21st itm21st.com/ 2018 – itm21st -The TOLI Handbook – 155p CHAPTER 6: The Mechanics of the Universal Life Chassis

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FIP – Future Income Payments Robert Rikard fiplawsuit.com/future-income-payments-investor-lawsuit/ receiverkohnfip.com/message-from-receiver.php Joseph C. Peiffer, President, Public Investors Advocate Bar Association (PIABA) fiplawsuit.com/representative-cases/ FIP – Future Income Payments Joe Hipp Scott Kohn Shurwest Ron Shurts Melanie Jo Schulze-Miller Quantum IRA Reboot Securian – Minnesota Life, Pacific Life Doug Andrew “wealth architects”, Aaron Andrew, Paramount, Live Abundant, L IUL Insiders…

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