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- 2022 0908 - The Ramsey Show Highlights - This Is Why Universal Life Insurance Is CRAP! - [VIDEO-YouTube-05:04]
- TikTok - Young People are gravitating to UL. Investing in UL.
- Commissions made are insane
- IUL is a newer version of an old bad idea. Components - ART, all life insurance gets more expensive every year.
- 15 year level term - overfunding in early years, easier to stay on the books than ART
- IUL goes up every year inside the policy, P1P2, Mortgage, uses Cash Value.... now you have real piece of crap, eating it inside out.
- Skyline - Banks and Insurance Companies - Built with money that they took from you. - Banks and Insurance companies are Screwing you
- BTID
- Savings Account with a crummy return, then you die and they keep you cash value. - Who would bank on that.
- Dave - I fell for that crap. I bought one....
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