Finally, these standards are difficult for juries to follow.

• It is difficult for a jury to understand an instruction from a judge that tells them not to assume, just because the future turned out different from the way the actuary projected, that a discrepancy meant the actuary was wrong.
• Juries have a hard time with that instruction, these are difficult concepts.
• Your case is before a jury where, if you're lucky, the average juror will have a high school education.

--  J. Lynn Peabody

1996 - SOA - Actuaries In and Around Litigation, Society of Actuaries - 30p