LIRP – Life Insurance Retirement Plan – Company Documents

2000s

2008 – John Hancock – Client Profile: Life Insurance Retirement Plan – 2p

2010s

Year-? – NYL – How to Create a Life Insurance Retirement Plan, New York Life – 5p
2014 – John Hancock – Sales Strategy – Life Insurance in Retirement Planning (LIRP): Using Life Insurance to Supplement Retirement Income – 2p
2015 – Prudential – Life Insurance in Retirement Planning: How Permanent Life Insurance Can Help Meet Your Death Benefit Needs And Enhance Your Retirement – 8p
2016 – Prudential – https://www.gbslife.com/media/1267/interactive_client_profiler_lifeinsurance_pru.pdf
2016 – Prudential – https://www.idakc.com/docs/advanced_marketing_files/PruLIRP%20eKit.pdf
2016 – Principal – https://assets.ctfassets.net/egakl9jfw3lg/4pBvnAH8vm0Ks644WiGOEo/108ab64a12b0e9e94fdab9b9219aec10/Principal_LIRP.pdf
2019 – Foresters – https://www.empowerbrokerage.com/wp-content/uploads/2020/05/504591-us-1219-foresters-sales-concept-guide_lirp.pdf

2020s

2021 – Wells Fargo – Insurance Strategic Relationship Handbook – 83p
- p32 – Common items generally flagged for correction
- Do not refer to “plans” or “programs” when only life insurance is presented. For example, make it clear that life insurance is not a retirement plan or “LIRP” but it may provide funding for retirement needs as a secondary benefit.
- The concept of using life insurance to supplement retirement income is approved, however referring to this concept as Life Insurance Retirement Plan, Life Insurance Retirement Planning and/or using the “LIRP” acronym is prohibited.
- Do not refer to life insurance as an investment or savings plan.
- Material discussing the use of life insurance for estate or tax planning purposes should include a tax and legal notice.
2022 – Prudential – https://www.prudential.com/content/dam/us/sites/financial-education/how-can-life-insurance-help-manage-taxes-in-retirement_PDF/1022550-00005-00%20The%20Tax%20Advantages%20of%20Life%20Insurance.pdf
2023 – newyorklife.com/articles/life-insurance-retirement-plan
- Which life insurance policy is best for retirement planning?
  - If you plan on using life insurance to help fund your retirement, it’s important to purchase a policy that offers significant cash value appreciation potential as a feature.
  - That means you will want to consider three types of coverage: whole life, and variable universal life.²
2023 1214 – Lincoln Financial – Does America have a math problem? – [link]
- Steve Sabol is the Sales Vice President for Lincoln Financial … Lincoln DesignIt^SM/WinFlex sales concepts, including the LIRP/SRP concept.